Real Estate Investing in Maple Lake, Minnesota (55358)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 55358 (Maple Lake, MN)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 18.2% of homes vacant — above national norms.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Maple Lake, MN (55358)?
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Market Analysis: 55358 Maple Lake
The 55358 ZIP in Maple Lake, MN is a local-operator market. Outside capital chasing a $389K entry has to pair deep knowledge with the discount.
On the rental side, the numbers look inviting — $389K purchase price, 0.0% nominal cap — the work to hit that pro forma in 55358 is substantial and deserves full respect.
Statewide comparisons place 55358 among MN's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.
The demographic picture in 55358 includes headwinds that any investor should price in. Income distribution skews lower than Maple Lake averages, and tenant stability requires active management.
Strategically, 55358 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.
Here's what matters if you're considering buying a home in Maple Lake:
Property Strategy for 55358
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $316,529 | $1,520 | 3.5% | +6.2% | $158,264 |
| 3BR | $393,698 | $2,020 | 3.7% | +7.0% | $131,233 |
| 4BR | $427,098 | $2,270 | 3.8% | +7.0% | $106,774 |
| 5BR | $563,370 | — | — | — | $112,674 |
Market Trends
Home Value History (with trend line)
📊 How Does 55358 Compare?
| Metric | 55358 | Maple Lake | Minnesota |
|---|---|---|---|
| Home Value | $389,040 | $389,040 | $340,597 |
| 5-Year CAGR | 4.6% | 4.6% | 4.9% |
| Avg Rent | $1,368 | $1,368 | - |
| Cap Rate | 2.7% | 2.7% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 55358 (Maple Lake, MN). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $389,040 |
| Monthly Rent | $1,368 |
| Price-to-Rent | 23.7:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.2% |
| Cap Rate | 2.7% |
| 5-Year IRR | 7.4% |
📈 Home Appreciation
| 1-Year | +7.1% ▲ |
| 3-Year CAGR | +4.7% ▲ |
| 5-Year CAGR | +4.6% ▲ |
| 10-Year CAGR | +6.5% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 55358
Population: 5,266
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 55358
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
How do home values compare in Maple Lake, MN?
Maple Lake, MN home values average about $389K. That price point suits investors targeting rentals with $1,368/mo in monthly income.
Is Maple Lake, MN better for rentals, flips, or BRRRR?
Investors usually favor careful cash-flow rentals with hands-on management in Maple Lake, MN. With home values at $389K and rents near $1,368/mo, other strategies can work but produce predictable rather than outsized returns.
Is Maple Lake, MN good for landlords?
Landlord-friendliness in Maple Lake, MN is balanced. Eviction timelines and lease enforcement are considered reasonable by most property managers.
Can owner-occupants cash flow in Maple Lake, MN?
For house hackers, Maple Lake, MN is a challenging. The $1,368/mo rent on a unit helps defray the mortgage on a $389K property.
How tight is the rental market in Maple Lake, MN?
Occupancy in Maple Lake, MN runs stable with elevated vacancy. Well-priced units at $1,368/mo lease on reasonable timelines.
You know 55358 now. You don’t know where it ranks.
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How 55358 ranks in Minneapolis-St. Paul-Bloomington, MN-WI
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