Real Estate Investing in South Haven, Minnesota (55382)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 55382 (South Haven, MN)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 36.9% of homes vacant — above national norms.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in South Haven, MN (55382)?
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Market Analysis: 55382 South Haven
Not every below-median market is a bargain. South Haven's 55382 ZIP reports signals that favor experienced operators who can absorb the risk $414K pricing implies.
Rent of $1,431/mo on a $414K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 55382 sits below the stated 0.0% once reality is priced in.
In the broader MN picture, 55382 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.
The demographic picture in 55382 includes headwinds that any investor should price in. Income distribution skews lower than South Haven averages, and tenant stability requires active management.
Distressed ZIPs reward experience. impressive returns are possible in 55382, but they flow to investors who already understand how to operate in soft markets.
Here's what matters if you're considering buying a home in South Haven:
Property Strategy for 55382
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $343,499 | $1,590 | 3.3% | +7.7% | $171,750 |
| 3BR | $432,665 | $2,120 | 3.5% | +6.7% | $144,222 |
| 4BR | $511,061 | $2,400 | 3.4% | +6.8% | $127,765 |
Market Trends
Home Value History (with trend line)
📊 How Does 55382 Compare?
| Metric | 55382 | South Haven | St. Cloud, MN | Minnesota |
|---|---|---|---|---|
| Home Value | $414,163 | $414,163 | N/A | $340,597 |
| 5-Year CAGR | 4.2% | 4.2% | N/A | 4.9% |
| Avg Rent | $1,431 | $1,431 | N/A | - |
| Cap Rate | 2.7% | 2.7% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 55382 (South Haven, MN). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $414,163 |
| Monthly Rent | $1,431 |
| Price-to-Rent | 24.1:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.2% |
| Cap Rate | 2.7% |
| 5-Year IRR | 6.9% |
📈 Home Appreciation
| 1-Year | +4.9% ▲ |
| 3-Year CAGR | +4.1% ▲ |
| 5-Year CAGR | +4.2% ▲ |
| 10-Year CAGR | +6.6% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 55382
Population: 3,640
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
Frequently Asked Questions
What monthly rent should investors expect in South Haven, MN?
Expect rents around $1,431/mo per month in South Haven, MN. With home values at $414K, the yield math works out to reasonable levels for rental investors.
What is the typical renter like in South Haven, MN?
The tenant pool in South Haven, MN is solid, supported by local employment and population fundamentals. Rents of $1,431/mo are well-absorbed by the market.
How does South Haven, MN rate as a rental market?
Yes - South Haven, MN a 3.0/5 investability score. With $414K home prices against $1,431/mo monthly rent, the market delivers a reasonable entry point for new investors.
Which real estate strategy fits South Haven, MN?
In South Haven, MN the notable play is typically careful cash-flow rentals with hands-on management. The combination of $414K prices and $1,431/mo rents suits that approach.
Are there empty rentals in South Haven, MN?
Rental vacancy in South Haven, MN is elevated. Investors should budget normal turnover but not chronic empty units.
You know 55382 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 55382 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 55382 ranks in St. Cloud, MN
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