Real Estate Investing in Omro, Wisconsin (54963)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Winnebago County • Population: 7,203 • Data updated: September 2026

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Should you buy in 54963 (Omro, WI)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (71/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Omro, WI (54963)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $293,182
Avg Monthly Rent $1,107
1% Rule ✗ Does Not Meet
Median Income $73,125
% Renters 19.6%

Market Analysis: 54963 Omro

Investors eyeing 54963 need to respect the fundamentals at play. Home values of $293K come alongside slower price movement and elevated management overhead.

For an experienced owner, 54963 can be a a viable market for hunting ground — but the discount at $293K reflects genuine risk that outside investors often underestimate.

In the broader WI picture, 54963 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

Demographically, 54963 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

The right play in 54963 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Omro:

C+ Average
Buy Confidence Score: 67/100
Affordability
15/25
Appreciation
22/25
Stability
9/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4× the median income
Value Trend
Rising (+7.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,107/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Oshkosh-Neenah, WI Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
4.6%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Oshkosh-Neenah, WI metro data
🏠

Property Strategy for 54963

Which property type performs best in this market?

Best for Cash Flow
3BR
4.0% cap rate
Best for Appreciation
2BR
+8.5% 5yr CAGR
Best Overall Value
3BR
$100,163/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $228,512 $1,230 3.9% +8.5% $114,256
3BR $300,490 $1,650 4.0% +8.3% $100,163

Market Trends

Home Value History (with trend line)

$308K$269K$231K$192K$153K$114KJan 2009Oct 2017Jul 2026

📊 How Does 54963 Compare?

Metric 54963 Omro Oshkosh-Neenah, WI Wisconsin
Home Value $293,182 $293,182 N/A $320,446
5-Year CAGR 5.4% 5.4% N/A 7.3%
Avg Rent $1,107 $1,107 N/A -
Cap Rate 3.0% 3.0% - -
💡 Why Invest in 54963? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 54963 (Omro, WI). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.0%
Low
5yr Growth
+5.4%
Moderate

📊 Market Snapshot

Home Value $293,182
Monthly Rent $1,107
Price-to-Rent 22.1:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.5%
Cap Rate 3.0%
5-Year IRR 8.4%

📈 Home Appreciation

1-Year +7.6% ▲
3-Year CAGR +5.5% ▲
5-Year CAGR +5.4% ▲
10-Year CAGR +6.3% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.0%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
6.7%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.4%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 54963

Population: 7,203

💰 Median Household Income
$73,125
This area
$73,125
State
$73,177
USA
$74,580
🏠 Renter Occupied
19.6%
This area
19.6%
State
22.0%
USA
34.0%
💼 Unemployment Rate
1.2%
This area
1.2%
State
-1.8%
USA
3.7%
🎓 College Educated
25.6%
This area
25.6%
State
17.1%
USA
33.7%
👤 Median Age
44.6 years
This area
44.6 years
State
35.3 years
USA
38.9 years
🏚️ Vacancy Rate
6.7%
This area
6.7%
State
17.1%
USA
10.5%
👥 Population by Ethnicity
White 97.5%
Other/Mixed 1.6%
Hispanic/Latino 1.0%
Black/African American 0.7%
Asian 0.1%
👶 Under 18
23.1%
This area
23.1%
USA
22.0%
👴 65 and Over
20.0%
This area
20.0%
USA
17.3%
📊 Poverty Rate
2.8%
This area
2.8%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 54963

A+ Avg School Grade
4 Schools
12.7:1 Avg Class Size
$20,285 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Omro Elementary

📚 02 – 05 Elementary
👥
288 Students
👨‍🏫
11.5:1 Class Size
💰
$20,285 Per Student
A+ Excellent

Omro Middle

📚 06 – 08 Middle
👥
241 Students
👨‍🏫
11.3:1 Class Size
💰
$20,285 Per Student
A+ Excellent

Omro High

📚 09 – 12 High School
👥
331 Students
👨‍🏫
14.5:1 Class Size
💰
$20,285 Per Student
A Very Good

Patch Elementary

📚 Pre-K – 01 Elementary
👥
197 Students
👨‍🏫
13.5:1 Class Size
💰
$20,285 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

2 Nearby 701 Off-Campus Students
C+
University of Wisconsin-Oshkosh
13,761 students · 10.9 mi
C
Ripon College
734 students · 14.4 mi

Investor Insight: With 701 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What is the investability score for Omro, WI?

Yes - Omro, WI a 3.0/5 investability score. With $293K home prices against $1,107/mo monthly rent, the market delivers a reasonable entry point for new investors.

What do rentals go for in Omro, WI?

Average rent in Omro, WI is approximately $1,107/mo per month. Against $293K home values that yields a reasonable rent-to-price ratio.

What is the smart move for investors in Omro, WI?

Most investors in Omro, WI run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.

Does house hacking work in Omro, WI?

House hacking works a challenging in Omro, WI. Rents of $1,107/mo against $293K acquisition make the strategy solid for owner-occupants.

Does Omro, WI favor landlords or tenants?

Omro, WI operates under WI law, which is landlord-friendly overall for landlords. Expect even-keeled treatment in typical lease and eviction cases.

You know 54963 now. You don’t know where it ranks.

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How 54963 ranks in Oshkosh-Neenah, WI

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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