Best ZIP Codes for Cash Flow in Oshkosh-Neenah, WI (2026)
Ranked by cap rate — the annual return on the purchase price before financing. ZIPs that also clear the 1% rule are marked.
| # | ZIP | City | Home value | Rent | Cap rate | 5-yr growth |
|---|---|---|---|---|---|---|
| 1 | 54904 | Oshkosh, WI | $368,891 | $2,200 | 4.65% | 5.8% |
| 2 | 54902 | Oshkosh, WI | $238,299 | $1,221 | 4.00% | 7.1% |
| 3 | 54901 | Oshkosh, WI | $230,936 | $1,177 | 3.98% | 6.7% |
| 4 | 54963 | Omro, WI | $293,182 | $1,107 | 2.95% | 5.4% |
| 5 | 54947 | Larsen, WI | $358,594 | $1,206 | 2.62% | 6.6% |
| 6 | 54927 | Winneconne, WI | $316,823 | $999 | 2.46% | 1.7% |
| 7 | 54956 | Neenah, WI | $351,727 | $1,091 | 2.42% | 6.5% |
| 8 | 54964 | Utica, WI | $353,701 | $1,098 | 2.42% | 5.1% |
| 9 | 54940 | Fremont, WI | $355,406 | $999 | 2.19% | 6.6% |
| 10 | 54986 | Winneconne, WI | $357,555 | $936 | 2.04% | 5.7% |
Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →
Same metro, different strategy
Appreciation in Oshkosh-Neenah, WI · Affordable in Oshkosh-Neenah, WI
Or see the full Oshkosh-Neenah, WI metro profile.