Real Estate Investing in Cumberland, Wisconsin (54829)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 54829 (Cumberland, WI)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 27.3% of homes vacant — above national norms.
- High price-to-rent: Price-to-rent ratio 28.8 — hard to cash-flow at these prices.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Cumberland, WI (54829)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 54829 Cumberland
This part of Barron County is not an easy win. The 54829 ZIP registers softness in key indicators, and the playbook that works in cleaner markets often stalls here.
For an experienced owner, 54829 can be a worth a close look for hunting ground — but the discount at $333K reflects genuine risk that outside investors often underestimate.
Regionally, 54829 sits on the difficult end of the WI spectrum. The an appealing option for read — for disciplined operators — is that pricing reflects the difficulty.
The 54829 ZIP's population of 5,442 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that sits at the need for careful underwriting.
Distressed ZIPs reward experience. robust returns are possible in 54829, but they flow to investors who already understand how to operate in soft markets.
Here's what matters if you're considering buying a home in Cumberland:
Property Strategy for 54829
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $292,124 | $1,070 | 2.6% | +10.6% | $146,062 |
| 3BR | $331,176 | $1,370 | 3.0% | +9.7% | $110,392 |
| 4BR | $368,303 | $1,720 | 3.4% | +9.7% | $92,076 |
Market Trends
Home Value History (with trend line)
📊 How Does 54829 Compare?
| Metric | 54829 | Cumberland | Wisconsin |
|---|---|---|---|
| Home Value | $333,241 | $333,241 | $320,446 |
| 5-Year CAGR | 6.5% | 6.5% | 7.3% |
| Avg Rent | $963 | $963 | - |
| Cap Rate | 2.3% | 2.3% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 54829 (Cumberland, WI). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $333,241 |
| Monthly Rent | $963 |
| Price-to-Rent | 28.8:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.5% |
| Cap Rate | 2.3% |
| 5-Year IRR | 8.7% |
📈 Home Appreciation
| 1-Year | +6.1% ▲ |
| 3-Year CAGR | +5.0% ▲ |
| 5-Year CAGR | +6.5% ▲ |
| 10-Year CAGR | +7.4% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 54829
Population: 5,442
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 54829
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
What is the average monthly rent in Cumberland, WI?
Investors in Cumberland, WI typically see rents near $963/mo per month against $333K home values - a solid setup for rental cash flow.
What is the typical renter like in Cumberland, WI?
Tenant demand in Cumberland, WI is solid. The local workforce $963/mo rents across most rental classes.
Are homes affordable in Cumberland, WI?
Typical homes in Cumberland, WI go for around $333K. The 5-year CAGR of 0.0% consistent price movement.
What approach is best for Cumberland, WI real estate?
For Cumberland, WI, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.
Does Cumberland, WI make sense for an investment property?
Cumberland, WI records an investability rating of 3.0/5, with median home values near $333K and average rents around $963/mo. That combination puts it in the solid tier for investor interest.
You know 54829 now. You don’t know where it ranks.
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