Real Estate Investing in Centuria, Wisconsin (54824)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Polk County • Population: 2,067 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 54824 (Centuria, WI)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (48/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • High vacancy: 15.6% of homes vacant — above national norms.
  • High price-to-rent: Price-to-rent ratio 29.3 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Centuria, WI (54824)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $316,418
Avg Monthly Rent $900
1% Rule ✗ Does Not Meet
Median Income $63,720
% Renters 23.5%

Market Analysis: 54824 Centuria

This part of Polk County is not an easy win. The 54824 ZIP comes in at softness in key indicators, and the playbook that works in cleaner markets often stalls here.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 54824 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

Nearby ZIPs in Centuria have seen price recovery that 54824 has not matched. Polk County data supports the view that the spread is structural rather than temporary.

Resident income in 54824 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

Distressed ZIPs reward experience. healthy returns are possible in 54824, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Centuria:

C+ Average
Buy Confidence Score: 62/100
Affordability
10/25
Appreciation
22/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 5× the median income
Value Trend
Rising (+11.0%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $900/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$333K$285K$237K$189K$141K$93KSep 2006Aug 2016Jul 2026

📊 How Does 54824 Compare?

Metric 54824 Centuria Wisconsin
Home Value $316,418 $316,418 $320,446
5-Year CAGR 6.2% 6.2% 7.3%
Avg Rent $900 $900 -
Cap Rate 2.2% 2.2% -
💡 Why Invest in 54824? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 54824 (Centuria, WI). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 54824 (Centuria, WI)?

~25 seconds · no account needed · your report is anonymous

Investability
Good
Cap Rate
2.2%
Low
5yr Growth
+6.2%
Strong

📊 Market Snapshot

Home Value $316,418
Monthly Rent $900
Price-to-Rent 29.3:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.4%
Cap Rate 2.2%
5-Year IRR 8.4%

📈 Home Appreciation

1-Year +11.0% ▲
3-Year CAGR +5.9% ▲
5-Year CAGR +6.2% ▲
10-Year CAGR +8.2% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
15.6%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+6.2%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 54824

Population: 2,067

💰 Median Household Income
$63,720
This area
$63,720
State
$73,177
USA
$74,580
🏠 Renter Occupied
23.5%
This area
23.5%
State
22.0%
USA
34.0%
💼 Unemployment Rate
5.6%
This area
5.6%
State
-1.8%
USA
3.7%
🎓 College Educated
16.2%
This area
16.2%
State
17.1%
USA
33.7%
👤 Median Age
48.6 years
This area
48.6 years
State
35.3 years
USA
38.9 years
🏚️ Vacancy Rate
15.6%
This area
15.6%
State
17.1%
USA
10.5%
👥 Population by Ethnicity
White 96.3%
Other/Mixed 2.9%
Hispanic/Latino 1.1%
Black/African American 0.6%
Asian 0.2%
👶 Under 18
20.1%
This area
20.1%
USA
22.0%
👴 65 and Over
21.8%
This area
21.8%
USA
17.3%
📊 Poverty Rate
14.9%
This area
14.9%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

1 Nearby
D
Hazelden Betty Ford Graduate School
159 students · 14.6 mi

Frequently Asked Questions

Is Centuria, WI a good market for buy-and-hold investors?

Centuria, WI rates 3.0/5 for investability. With median values at $316K and rents near $900/mo, the market offers reasonable fundamentals for rental investors.

What monthly rent should investors expect in Centuria, WI?

Centuria, WI rentals go for roughly $900/mo a month. That puts gross yield in solid territory relative to $316K acquisition costs.

Are tenants stable in Centuria, WI?

Expect a solid tenant pool in Centuria, WI. The rental market absorbs $900/mo rents without meaningful friction.

Is Centuria, WI a friendly market for rental owners?

Rental owners in Centuria, WI deal with a landlord-friendly legal framework. Most standard eviction processes run on reasonable timelines.

Do landlords face vacancy issues in Centuria, WI?

Centuria, WI vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.

You know 54824 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 54824 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans
🤖

AI Market Advisor

Ask questions about investing in 54824 (Centuria)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 54824 (Centuria, WI).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.