Real Estate Investing in Saint Croix Falls, Wisconsin (54024)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 54024 (Saint Croix Falls, WI)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 20.5% of homes vacant — above national norms.
- High price-to-rent: Price-to-rent ratio 29.3 — hard to cash-flow at these prices.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Saint Croix Falls, WI (54024)?
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Market Analysis: 54024 Saint Croix Falls
Investors eyeing 54024 need to respect the fundamentals at play. Home values of $342K come alongside slower price movement and elevated management overhead.
Distressed markets are won on execution, not on spreadsheets. ZIP 54024 registers the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.
ZIP 54024's metrics run below Polk County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.
Who lives in 54024 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.
Strategically, 54024 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.
Here's what matters if you're considering buying a home in Saint Croix Falls:
Property Strategy for 54024
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $280,713 | $1,080 | 2.8% | +7.6% | $140,357 |
| 3BR | $342,239 | $1,340 | 2.8% | +8.2% | $114,080 |
Market Trends
Home Value History (with trend line)
📊 How Does 54024 Compare?
| Metric | 54024 | Saint Croix Falls | Wisconsin |
|---|---|---|---|
| Home Value | $342,105 | $342,105 | $320,446 |
| 5-Year CAGR | 5.4% | 5.4% | 7.3% |
| Avg Rent | $972 | $972 | - |
| Cap Rate | 2.2% | 2.2% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 54024 (Saint Croix Falls, WI). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $342,105 |
| Monthly Rent | $972 |
| Price-to-Rent | 29.3:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.4% |
| Cap Rate | 2.2% |
| 5-Year IRR | 7.6% |
📈 Home Appreciation
| 1-Year | +8.8% ▲ |
| 3-Year CAGR | +5.0% ▲ |
| 5-Year CAGR | +5.4% ▲ |
| 10-Year CAGR | +7.5% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 54024
Population: 5,020
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 54024
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
Should investors worry about vacancy in Saint Croix Falls, WI?
Saint Croix Falls, WI carries elevated vacancy risk. Expect consistent absorption at market rents of $972/mo.
What does house hacking look like in Saint Croix Falls, WI?
House hacking in Saint Croix Falls, WI is reasonable to execute. Prices around $342K and rents of $972/mo solid owner-occupant economics.
What is the average monthly rent in Saint Croix Falls, WI?
Investors in Saint Croix Falls, WI typically see rents near $972/mo per month against $342K home values - a solid setup for rental cash flow.
What real estate strategy is ideal for Saint Croix Falls, WI?
Investors who focus on careful cash-flow rentals with hands-on management typically do well in Saint Croix Falls, WI. The numbers - $342K homes against $972/mo rents - support that play.
How does Saint Croix Falls, WI stack up for property investment?
With a 3.0/5 investability score, Saint Croix Falls, WI ranks as a solid market for rental property investors. Median prices of $342K and rents of $972/mo drive the underlying numbers.
You know 54024 now. You don’t know where it ranks.
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