Real Estate Investing in Cushing, Wisconsin (54006)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Polk County • Population: 823 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 54006 (Cushing, WI)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (49/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • High vacancy: 14.6% of homes vacant — above national norms.
  • High price-to-rent: Price-to-rent ratio 26.7 — hard to cash-flow at these prices.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Cushing, WI (54006)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $288,247
Avg Monthly Rent $900
1% Rule ✗ Does Not Meet
Median Income $71,429
% Renters 14.2%

Market Analysis: 54006 Cushing

On the rental side, ZIP 54006 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $288K median. It rewards specialists, not generalists.

For an experienced owner, 54006 can be a a viable market for hunting ground — but the discount at $288K reflects genuine risk that outside investors often underestimate.

Within WI, ZIP 54006 trails on several market indicators that neighboring Polk County submarkets outperform. The gap is real and impressive enough to shape underwriting.

Resident income in 54006 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

tilts toward the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Cushing:

C+ Average
Buy Confidence Score: 63/100
Affordability
15/25
Appreciation
18/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4× the median income
Value Trend
Rising (+9.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $900/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$304K$264K$224K$184K$144K$104KDec 2013Apr 2020Jul 2026

📊 How Does 54006 Compare?

Metric 54006 Cushing Wisconsin
Home Value $288,247 $288,247 $320,446
5-Year CAGR 3.6% 3.6% 7.3%
Avg Rent $900 $900 -
Cap Rate 2.4% 2.4% -
💡 Why Invest in 54006? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 54006 (Cushing, WI). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 54006 (Cushing, WI)?

~25 seconds · no account needed · your report is anonymous

Investability
Good
Cap Rate
2.4%
Low
5yr Growth
+3.6%
Moderate

📊 Market Snapshot

Home Value $288,247
Monthly Rent $900
Price-to-Rent 26.7:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.8%
Cap Rate 2.4%
5-Year IRR 6.1%

📈 Home Appreciation

1-Year +9.2% ▲
3-Year CAGR +3.3% ▲
5-Year CAGR +3.6% ▲
10-Year CAGR +6.8% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.4%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
14.6%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+3.6%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 54006

Population: 823

💰 Median Household Income
$71,429
This area
$71,429
State
$73,177
USA
$74,580
🏠 Renter Occupied
14.2%
This area
14.2%
State
22.0%
USA
34.0%
💼 Unemployment Rate
1.4%
This area
1.4%
State
-1.8%
USA
3.7%
🎓 College Educated
12.9%
This area
12.9%
State
17.1%
USA
33.7%
👤 Median Age
53.4 years
This area
53.4 years
State
35.3 years
USA
38.9 years
🏚️ Vacancy Rate
14.6%
This area
14.6%
State
17.1%
USA
10.5%
👥 Population by Ethnicity
White 91.3%
Asian 5.4%
Other/Mixed 3.3%
Hispanic/Latino 1.5%
👶 Under 18
19.0%
This area
19.0%
USA
22.0%
👴 65 and Over
29.7%
This area
29.7%
USA
17.3%
📊 Poverty Rate
5.5%
This area
5.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

What is the investability score for Cushing, WI?

Cushing, WI reports an investability rating of 3.0/5, with median home values near $288K and average rents around $900/mo. That combination puts it in the healthy tier for investor interest.

What real estate strategy is ideal for Cushing, WI?

Cushing, WI investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($288K prices, $900/mo rents) make it a reasonable choice.

How much do tenants pay in Cushing, WI?

Rent in Cushing, WI is around $900/mo. The resulting rent-to-value relationship with $288K pricing is reasonable for most investor models.

What does house hacking look like in Cushing, WI?

The a challenging house-hack environment in Cushing, WI reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.

Do landlords face vacancy issues in Cushing, WI?

Rental vacancy in Cushing, WI is elevated. Investors should budget normal turnover but not chronic empty units.

You know 54006 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 54006 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans
🤖

AI Market Advisor

Ask questions about investing in 54006 (Cushing)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 54006 (Cushing, WI).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.