Real Estate Investing in Irma, Wisconsin (54442)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 54442 (Irma, WI)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 24.7% of homes vacant — above national norms.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Irma, WI (54442)?
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Market Analysis: 54442 Irma
ZIP 54442 in Irma, WI carries a healthy set of headwinds. Home values near $267K and rents of $1,071/mo sit inside a market where underwriting has to be tight.
The 54442 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.
In the broader WI picture, 54442 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.
Employment concentration in 54442 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.
Strategically, 54442 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.
Here's what matters if you're considering buying a home in Irma:
Market Trends
Home Value History (with trend line)
📊 How Does 54442 Compare?
| Metric | 54442 | Irma | Wausau-Weston, WI | Wisconsin |
|---|---|---|---|---|
| Home Value | $266,829 | $266,829 | N/A | $320,446 |
| 5-Year CAGR | 5.7% | 5.7% | N/A | 7.3% |
| Avg Rent | $1,071 | $1,071 | N/A | - |
| Cap Rate | 3.1% | 3.1% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 54442 (Irma, WI). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $266,829 |
| Monthly Rent | $1,071 |
| Price-to-Rent | 20.8:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.8% |
| Cap Rate | 3.1% |
| 5-Year IRR | 8.9% |
📈 Home Appreciation
| 1-Year | +6.5% ▲ |
| 3-Year CAGR | +4.0% ▲ |
| 5-Year CAGR | +5.7% ▲ |
| 10-Year CAGR | +6.2% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 54442
Population: 1,530
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 54442
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
Which investment style suits Irma, WI?
Investors usually favor careful cash-flow rentals with hands-on management in Irma, WI. With home values at $267K and rents near $1,071/mo, other strategies can work but produce even-keeled rather than outsized returns.
How much do tenants pay in Irma, WI?
Expect rents around $1,071/mo per month in Irma, WI. With home values at $267K, the yield math works out to reasonable levels for rental investors.
Are eviction rules reasonable in Irma, WI?
For rental operators, Irma, WI rates as landlord-friendly. The regulatory environment standard buy-and-hold operations.
What kind of tenants rent in Irma, WI?
Tenant quality in Irma, WI ranks as solid. Landlords generally report even-keeled occupancy at market rents of $1,071/mo.
What is the rental occupancy rate in Irma, WI?
Occupancy in Irma, WI runs measured with elevated vacancy. Well-priced units at $1,071/mo lease on reasonable timelines.
You know 54442 now. You don’t know where it ranks.
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How 54442 ranks in Wausau-Weston, WI
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