Real Estate Investing in Mountain, Wisconsin (54149)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Oconto County • Population: 1,194 • Data updated: September 2026

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Should you buy in 54149 (Mountain, WI)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (57/100)

Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • High vacancy: 69.5% of homes vacant — above national norms.
  • Elevated poverty: 22.7% poverty rate — can affect rent collection.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Mountain, WI (54149)?

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3.0/ 5

Investability

Overall investment appeal

4.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $274,010
Avg Monthly Rent $918
1% Rule ✗ Does Not Meet
Median Income $49,526
% Renters 5.0%

Market Analysis: 54149 Mountain

The 54149 ZIP in Mountain, WI is a local-operator market. Outside capital chasing a $274K entry has to pair deep knowledge with the discount.

The investment case in 54149 is sturdy only for operators who understand what they are buying. A $274K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

In the broader WI picture, 54149 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

Who lives in 54149 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

Strategy in 54149 is an operator game, not a passive one. Stepping back, entry prices of $274K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Mountain:

C+ Average
Buy Confidence Score: 65/100
Affordability
10/25
Appreciation
25/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.5× the median income
Value Trend
Rising (+13.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $918/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Green Bay, WI Metro Area
Even conditions for buyers and sellers
53 days
Average time to sell
Average
6.5%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Green Bay, WI metro data

Market Trends

Home Value History (with trend line)

$289K$246K$203K$159K$116K$73KJan 2009Oct 2017Jul 2026

📊 How Does 54149 Compare?

Metric 54149 Mountain Green Bay, WI Wisconsin
Home Value $274,010 $274,010 N/A $320,446
5-Year CAGR 11.3% 11.3% N/A 7.3%
Avg Rent $918 $918 N/A -
Cap Rate 2.6% 2.6% - -
💡 Why Invest in 54149? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 54149 (Mountain, WI). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.6%
Low
5yr Growth
+11.3%
Strong

📉 Market Crash Risk Index

Based on Green Bay, WI metro

1/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
40%
Days Pending
1/2
53 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $274,010
Monthly Rent $918
Price-to-Rent 24.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.0%
Cap Rate 2.6%
5-Year IRR 13.9%

📈 Home Appreciation

1-Year +13.2% ▲
3-Year CAGR +10.5% ▲
5-Year CAGR +11.3% ▲
10-Year CAGR +9.4% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.6%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
69.5%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+11.3%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 54149

Population: 1,194

💰 Median Household Income
$49,526
This area
$49,526
State
$73,177
USA
$74,580
🏠 Renter Occupied
5.0%
This area
5.0%
State
22.0%
USA
34.0%
💼 Unemployment Rate
2.6%
This area
2.6%
State
-1.8%
USA
3.7%
🎓 College Educated
19.9%
This area
19.9%
State
17.1%
USA
33.7%
👤 Median Age
61.3 years
This area
61.3 years
State
35.3 years
USA
38.9 years
🏚️ Vacancy Rate
69.5%
This area
69.5%
State
17.1%
USA
10.5%
👥 Population by Ethnicity
White 96.8%
Asian 1.6%
Other/Mixed 1.5%
Hispanic/Latino 0.8%
👶 Under 18
14.8%
This area
14.8%
USA
22.0%
👴 65 and Over
36.7%
This area
36.7%
USA
17.3%
📊 Poverty Rate
22.7%
This area
22.7%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

What is the typical home price in Mountain, WI?

In Mountain, WI the median home value sits at $274K. Against the broader WI market, that reads as reasonable for most investors.

How strong is the working-renter base in Mountain, WI?

Tenant demand in Mountain, WI is solid. The local workforce $918/mo rents across most rental classes.

Are landlord laws favorable in Mountain, WI?

Mountain, WI operates under WI law, which is landlord-friendly overall for landlords. Expect consistent treatment in typical lease and eviction cases.

How strong are rents in Mountain, WI?

The typical rental in Mountain, WI commands about $918/mo monthly. That rent profile steady cash flow against the $274K purchase basis.

What is the typical vacancy rate in Mountain, WI?

Occupancy in Mountain, WI runs steady with elevated vacancy. Well-priced units at $918/mo lease on reasonable timelines.

You know 54149 now. You don’t know where it ranks.

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How 54149 ranks in Green Bay, WI

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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