Real Estate Investing in Townsend, Wisconsin (54175)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Oconto County • Population: 1,102 • Data updated: September 2026

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Should you buy in 54175 (Townsend, WI)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (61/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • High vacancy: 68.5% of homes vacant — above national norms.
  • High price-to-rent: Price-to-rent ratio 29.9 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Townsend, WI (54175)?

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3.0/ 5

Investability

Overall investment appeal

4.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $351,908
Avg Monthly Rent $981
1% Rule ✗ Does Not Meet
Median Income $81,759
% Renters 4.7%

Market Analysis: 54175 Townsend

Meanwhile, ZIP 54175 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $352K median. It rewards specialists, not generalists.

The investment case in 54175 is resilient only for operators who understand what they are buying. A $352K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

Nearby ZIPs in Townsend have seen price recovery that 54175 has not matched. Oconto County data supports the view that the spread is structural rather than temporary.

The demographic picture in 54175 includes headwinds that any investor should price in. Income distribution skews lower than Townsend averages, and tenant stability requires active management.

Experienced landlords with local relationships tend to find 54175 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Townsend:

B Good
Buy Confidence Score: 70/100
Affordability
15/25
Appreciation
25/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.3× the median income
Value Trend
Rising (+13.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $981/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Green Bay, WI Metro Area
Even conditions for buyers and sellers
53 days
Average time to sell
Average
6.5%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Green Bay, WI metro data

Market Trends

Home Value History (with trend line)

$369K$319K$270K$220K$171K$121KJan 2012May 2019Jul 2026

📊 How Does 54175 Compare?

Metric 54175 Townsend Green Bay, WI Wisconsin
Home Value $351,908 $351,908 N/A $320,446
5-Year CAGR 10.3% 10.3% N/A 7.3%
Avg Rent $981 $981 N/A -
Cap Rate 2.2% 2.2% - -
💡 Why Invest in 54175? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 54175 (Townsend, WI). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.2%
Low
5yr Growth
+10.3%
Strong

📉 Market Crash Risk Index

Based on Green Bay, WI metro

1/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
40%
Days Pending
1/2
53 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $351,908
Monthly Rent $981
Price-to-Rent 29.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.4%
Cap Rate 2.2%
5-Year IRR 12.4%

📈 Home Appreciation

1-Year +13.6% ▲
3-Year CAGR +9.4% ▲
5-Year CAGR +10.3% ▲
10-Year CAGR +8.8% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
68.5%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+10.3%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 54175

Population: 1,102

💰 Median Household Income
$81,759
This area
$81,759
State
$73,177
USA
$74,580
🏠 Renter Occupied
4.7%
This area
4.7%
State
22.0%
USA
34.0%
💼 Unemployment Rate
0.6%
This area
0.6%
State
-1.8%
USA
3.7%
🎓 College Educated
20.0%
This area
20.0%
State
17.1%
USA
33.7%
👤 Median Age
66.2 years
This area
66.2 years
State
35.3 years
USA
38.9 years
🏚️ Vacancy Rate
68.5%
This area
68.5%
State
17.1%
USA
10.5%
👥 Population by Ethnicity
White 98.8%
Other/Mixed 1.2%
Hispanic/Latino 0.6%
👶 Under 18
5.9%
This area
5.9%
USA
22.0%
👴 65 and Over
53.9%
This area
53.9%
USA
17.3%
📊 Poverty Rate
3.9%
This area
3.9%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

What is the typical renter like in Townsend, WI?

Tenant quality in Townsend, WI ranks as solid. Landlords generally report stable occupancy at market rents of $981/mo.

How high is vacancy risk in Townsend, WI?

Vacancy risk in Townsend, WI is elevated. That supports reliable cash flow for typical rental holds.

How much does a house cost in Townsend, WI?

Homes in Townsend, WI typically sell near $352K. Prices have moved at a 0.0% 5-year CAGR, which consistent long-term demand.

Which investment style suits Townsend, WI?

A careful cash-flow rentals with hands-on management strategy Townsend, WI best. The market produces measured results for that approach at the $352K price point.

How does Townsend, WI stack up for property investment?

Yes - Townsend, WI a 3.0/5 investability score. With $352K home prices against $981/mo monthly rent, the market delivers a reasonable entry point for new investors.

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How 54175 ranks in Green Bay, WI

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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