Real Estate Investing in Amberg, Wisconsin (54102)
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Should you buy in 54102 (Amberg, WI)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 67.2% of homes vacant — above national norms.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Amberg, WI (54102)?
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Market Analysis: 54102 Amberg
Investors eyeing 54102 need to respect the fundamentals at play. Home values of $201K come alongside slower price movement and elevated management overhead.
Distressed markets are won on execution, not on spreadsheets. ZIP 54102 comes in at the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.
In the broader WI picture, 54102 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.
Employment concentration in 54102 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.
New investors are better served looking at Amberg's stable or hybrid ZIPs before stepping into 54102. The learning curve here is expensive when the lesson is wrong.
Here's what matters if you're considering buying a home in Amberg:
Market Trends
Home Value History (with trend line)
📊 How Does 54102 Compare?
| Metric | 54102 | Amberg | Marinette, WI-MI | Wisconsin |
|---|---|---|---|---|
| Home Value | $201,116 | $201,116 | N/A | $320,446 |
| 5-Year CAGR | 8.7% | 8.7% | N/A | 7.3% |
| Avg Rent | $918 | $918 | N/A | - |
| Cap Rate | 3.6% | 3.6% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 54102 (Amberg, WI). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $201,116 |
| Monthly Rent | $918 |
| Price-to-Rent | 18.3:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.5% |
| Cap Rate | 3.6% |
| 5-Year IRR | 12.2% |
📈 Home Appreciation
| 1-Year | +15.1% ▲ |
| 3-Year CAGR | +5.5% ▲ |
| 5-Year CAGR | +8.7% ▲ |
| 10-Year CAGR | +8.2% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 54102
Population: 740
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
Frequently Asked Questions
How strong are rents in Amberg, WI?
The typical rental in Amberg, WI commands about $918/mo monthly. That rent profile consistent cash flow against the $201K purchase basis.
Which real estate strategy fits Amberg, WI?
The best-fit strategy in Amberg, WI is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.
Are homes affordable in Amberg, WI?
Amberg, WI home values average about $201K. That price point suits investors targeting rentals with $918/mo in monthly income.
Is Amberg, WI landlord-friendly?
WI ranks as a landlord-friendly state for landlord-tenant law. Amberg generally follows the statewide framework, so landlords face reasonable operating rules.
Is real estate in Amberg, WI a good investment right now?
Amberg, WI scores 3.0/5 for investability. Home values sit at $201K and rents near $918/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.
You know 54102 now. You don’t know where it ranks.
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How 54102 ranks in Marinette, WI-MI
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