Real Estate Investing in Pembine, Wisconsin (54156)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 54156 (Pembine, WI)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 63.0% of homes vacant — above national norms.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Pembine, WI (54156)?
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Market Analysis: 54156 Pembine
ZIP 54156 inside Marinette County looks affordable on the surface — median value of $194K — but the discount exists for reasons that a careful buyer should understand before committing.
The 54156 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.
Statewide comparisons place 54156 among WI's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.
The 54156 ZIP's population of 1,514 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that reflects the need for careful underwriting.
appears to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.
Here's what matters if you're considering buying a home in Pembine:
Market Trends
Home Value History (with trend line)
📊 How Does 54156 Compare?
| Metric | 54156 | Pembine | Marinette, WI-MI | Wisconsin |
|---|---|---|---|---|
| Home Value | $194,170 | $194,170 | N/A | $320,446 |
| 5-Year CAGR | 11.8% | 11.8% | N/A | 7.3% |
| Avg Rent | $909 | $909 | N/A | - |
| Cap Rate | 3.7% | 3.7% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 54156 (Pembine, WI). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $194,170 |
| Monthly Rent | $909 |
| Price-to-Rent | 17.8:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.6% |
| Cap Rate | 3.7% |
| 5-Year IRR | 15.4% |
📈 Home Appreciation
| 1-Year | +15.7% ▲ |
| 3-Year CAGR | +10.6% ▲ |
| 5-Year CAGR | +11.8% ▲ |
| 10-Year CAGR | +9.9% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 54156
Population: 1,514
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 54156
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
Does Pembine, WI make sense for an investment property?
With a 3.0/5 investability score, Pembine, WI ranks as a solid market for rental property investors. Median prices of $194K and rents of $909/mo drive the underlying numbers.
How much do tenants pay in Pembine, WI?
Rent in Pembine, WI is around $909/mo. The resulting rent-to-value relationship with $194K pricing is reasonable for most investor models.
How expensive is real estate in Pembine, WI?
Median home price in Pembine, WI is near $194K, with a 5-year CAGR of 0.0%. Prices have been steady and supportive of buy-and-hold strategies.
Can owner-occupants cash flow in Pembine, WI?
Pembine, WI is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $194K price point reasonable to enter.
What strategy should investors use in Pembine, WI?
A careful cash-flow rentals with hands-on management strategy Pembine, WI best. The market produces steady results for that approach at the $194K price point.
You know 54156 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 54156 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 54156 ranks in Marinette, WI-MI
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