Real Estate Investing in University Park, Iowa (52595)
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Should you buy in 52595 (University Park, IA)? Our answer, based on the numbers below.
Mixed — values have been flat. OK for long-horizon buyers, less attractive if you may need to sell soon.
Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.
No major risk flags on the data we track.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in University Park, IA (52595)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 52595 University Park
ZIP 52595 in University Park, IA carries a significant set of headwinds. Home values near $167K and rents of $828/mo sit inside a market where underwriting has to be tight.
Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 52595 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.
Nearby ZIPs in University Park have seen price recovery that 52595 has not matched. Mahaska County data supports the view that the spread is structural rather than temporary.
A sturdy renter share of 40% in 52595 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.
looks to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.
Here's what matters if you're considering buying a home in University Park:
Market Trends
Home Value History (with trend line)
📊 How Does 52595 Compare?
| Metric | 52595 | University Park | Oskaloosa, IA | Iowa |
|---|---|---|---|---|
| Home Value | $167,463 | $167,463 | N/A | $227,232 |
| 5-Year CAGR | N/A | N/A | N/A | 6.0% |
| Avg Rent | $828 | $828 | N/A | - |
| Cap Rate | 3.9% | 3.9% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 52595 (University Park, IA). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $167,463 |
| Monthly Rent | $828 |
| Price-to-Rent | 16.9:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.9% |
| Cap Rate | 3.9% |
| 5-Year IRR | 11.7% |
📈 Home Appreciation
| 1-Year | +12.6% ▲ |
| 3-Year CAGR | +7.9% ▲ |
| 5-Year CAGR | N/A |
| 10-Year CAGR | N/A |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 52595
Population: 607
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 52595
Nearby Schools (5 more)
Schools in adjacent ZIP codes that may serve this area
Oskaloosa Middle School
Oskaloosa Elementary School
Oskaloosa High School
Oskaloosa Virtual Academy
Oskaloosa Early Childhood Center - PK
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
What is the best play in University Park, IA?
University Park, IA investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($167K prices, $828/mo rents) make it a reasonable choice.
Is University Park, IA a good place for real estate investing?
University Park, IA clocks in at an investability rating of 2.0/5, with median home values near $167K and average rents around $828/mo. That combination puts it in the healthy tier for investor interest.
What is the tenant pool like in University Park, IA?
Expect a solid tenant pool in University Park, IA. The rental market absorbs $828/mo rents without meaningful friction.
Is University Park, IA a friendly market for rental owners?
For rental operators, University Park, IA rates as landlord-friendly. The regulatory environment standard buy-and-hold operations.
Do rentals sit vacant long in University Park, IA?
Expect elevated vacancy in University Park, IA. Rents at $828/mo are absorbed by the tenant base without meaningful lag.
You know 52595 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 52595 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 52595 ranks in Oskaloosa, IA
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