Real Estate Investing in Rose Hill, Iowa (52586)
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Should you buy in 52586 (Rose Hill, IA)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.
No major risk flags on the data we track.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Rose Hill, IA (52586)?
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Market Analysis: 52586 Rose Hill
Investors eyeing 52586 need to respect the fundamentals at play. Home values of $237K come alongside slower price movement and elevated management overhead.
If the plan assumes clean turnover, on-time rent, and low maintenance on a $237K asset, 52586 is the wrong submarket. If the plan prices in friction, the yield can still work.
On balance, 52586 offers a low basis, the region around Rose Hill has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.
The 52586 ZIP's population of 558 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that stands at the need for careful underwriting.
New investors are better served looking at Rose Hill's stable or hybrid ZIPs before stepping into 52586. The learning curve here is expensive when the lesson is wrong.
Here's what matters if you're considering buying a home in Rose Hill:
Market Trends
Home Value History (with trend line)
📊 How Does 52586 Compare?
| Metric | 52586 | Rose Hill | Oskaloosa, IA | Iowa |
|---|---|---|---|---|
| Home Value | $236,749 | $236,749 | N/A | $227,232 |
| 5-Year CAGR | N/A | N/A | N/A | 6.0% |
| Avg Rent | $864 | $864 | N/A | - |
| Cap Rate | 2.9% | 2.9% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 52586 (Rose Hill, IA). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $236,749 |
| Monthly Rent | $864 |
| Price-to-Rent | 22.8:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.4% |
| Cap Rate | 2.9% |
| 5-Year IRR | 10.4% |
📈 Home Appreciation
| 1-Year | +16.8% ▲ |
| 3-Year CAGR | +7.5% ▲ |
| 5-Year CAGR | N/A |
| 10-Year CAGR | N/A |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 52586
Population: 558
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Nearby Colleges & Universities
Frequently Asked Questions
How strong are rents in Rose Hill, IA?
The typical rental in Rose Hill, IA commands about $864/mo monthly. That rent profile predictable cash flow against the $237K purchase basis.
What kind of tenants rent in Rose Hill, IA?
Rose Hill, IA offers a consistent renter base at the $864/mo rent level. Tenant turnover is reasonable for well-managed properties.
What are vacancy rates like in Rose Hill, IA?
Rose Hill, IA sees elevated vacancy, which is reasonable relative to the broader IA rental market.
Does house hacking work in Rose Hill, IA?
House hacking works a challenging in Rose Hill, IA. Rents of $864/mo against $237K acquisition make the strategy solid for owner-occupants.
Which investment style suits Rose Hill, IA?
Investors usually favor careful cash-flow rentals with hands-on management in Rose Hill, IA. With home values at $237K and rents near $864/mo, other strategies can work but produce measured rather than outsized returns.
You know 52586 now. You don’t know where it ranks.
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