Real Estate Investing in Bloomfield, Iowa (52537)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 52537 (Bloomfield, IA)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Elevated vacancy: 8.6% vacancy may signal weakening demand.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Bloomfield, IA (52537)?
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Market Analysis: 52537 Bloomfield
Not every below-median market is a bargain. Bloomfield's 52537 ZIP shows signals that favor experienced operators who can absorb the risk $235K pricing implies.
The 52537 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.
Within IA, ZIP 52537 trails on several market indicators that neighboring Davis County submarkets outperform. The gap is real and solid enough to shape underwriting.
On balance, 7,012 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.
Strategy in 52537 is an operator game, not a passive one. In practical terms, entry prices of $235K are inviting, the management lift is real and non-optional.
Here's what matters if you're considering buying a home in Bloomfield:
Property Strategy for 52537
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $165,253 | $1,060 | 4.6% | +8.1% | $82,627 |
| 3BR | $232,818 | $1,270 | 3.9% | +7.9% | $77,606 |
| 4BR | $302,751 | $1,410 | 3.4% | — | $75,688 |
Market Trends
Home Value History (with trend line)
📊 How Does 52537 Compare?
| Metric | 52537 | Bloomfield | Iowa |
|---|---|---|---|
| Home Value | $235,004 | $235,004 | $227,232 |
| 5-Year CAGR | 6.6% | 6.6% | 6.0% |
| Avg Rent | $954 | $954 | - |
| Cap Rate | 3.2% | 3.2% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 52537 (Bloomfield, IA). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $235,004 |
| Monthly Rent | $954 |
| Price-to-Rent | 20.5:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.9% |
| Cap Rate | 3.2% |
| 5-Year IRR | 9.7% |
📈 Home Appreciation
| 1-Year | +3.1% ▲ |
| 3-Year CAGR | +4.4% ▲ |
| 5-Year CAGR | +6.6% ▲ |
| 10-Year CAGR | +5.5% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 52537
Population: 7,012
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 52537
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
Is vacancy a concern in Bloomfield, IA?
Rental vacancy in Bloomfield, IA is elevated. Investors should budget normal turnover but not chronic empty units.
What do rentals go for in Bloomfield, IA?
Rental rates in Bloomfield, IA average $954/mo. Tenant demand and $235K home values make the yield look reasonable by investor standards.
Are landlord laws favorable in Bloomfield, IA?
Bloomfield, IA operates under IA law, which is landlord-friendly overall for landlords. Expect even-keeled treatment in typical lease and eviction cases.
Is Bloomfield, IA suited for a house hack?
The a challenging house-hack environment in Bloomfield, IA reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.
How does Bloomfield, IA rate as a rental market?
Bloomfield, IA rates 3.0/5 for investability. With median values at $235K and rents near $954/mo, the market offers reasonable fundamentals for rental investors.
You know 52537 now. You don’t know where it ranks.
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