Real Estate Investing in Coggon, Iowa (52218)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 52218 (Coggon, IA)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 13.2% of homes vacant — above national norms.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Coggon, IA (52218)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 52218 Coggon
From a cash-flow lens, ZIP 52218 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $244K median. It rewards specialists, not generalists.
Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 52218 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.
ZIP 52218's metrics run below Linn County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.
The demographic picture in 52218 includes headwinds that any investor should price in. Income distribution skews lower than Coggon averages, and tenant stability requires active management.
looks to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.
Here's what matters if you're considering buying a home in Coggon:
Property Strategy for 52218
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $171,908 | $920 | 3.9% | +5.7% | $85,954 |
| 3BR | $257,067 | $1,270 | 3.6% | +7.6% | $85,689 |
| 4BR | $271,373 | $1,530 | 4.1% | +6.3% | $67,843 |
Market Trends
Home Value History (with trend line)
📊 How Does 52218 Compare?
| Metric | 52218 | Coggon | Cedar Rapids, IA | Iowa |
|---|---|---|---|---|
| Home Value | $244,469 | $244,469 | N/A | $227,232 |
| 5-Year CAGR | 6.5% | 6.5% | N/A | 6.0% |
| Avg Rent | $828 | $828 | N/A | - |
| Cap Rate | 2.6% | 2.6% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 52218 (Coggon, IA). Anonymous, moderated, never written by AI.
Do you own or manage rentals in ZIP 52218 (Coggon, IA)?
~25 seconds · no account needed · your report is anonymous
📊 Market Snapshot
| Home Value | $244,469 |
| Monthly Rent | $828 |
| Price-to-Rent | 24.6:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.1% |
| Cap Rate | 2.6% |
| 5-Year IRR | 9.2% |
📈 Home Appreciation
| 1-Year | +7.2% ▲ |
| 3-Year CAGR | +5.7% ▲ |
| 5-Year CAGR | +6.5% ▲ |
| 10-Year CAGR | +6.2% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 52218
Population: 1,700
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
Frequently Asked Questions
How do landlord-tenant laws work in Coggon, IA?
IA law landlord-friendly for landlords, and Coggon inherits those rules. Investors should still review local ordinances for rental licensing.
What investment strategy works best in Coggon, IA?
In Coggon, IA the durable play is typically careful cash-flow rentals with hands-on management. The combination of $244K prices and $828/mo rents suits that approach.
What are rental rates like in Coggon, IA?
Rental rates in Coggon, IA average $828/mo. Tenant demand and $244K home values make the yield look reasonable by investor standards.
How viable is house hacking in Coggon, IA?
The house hack math a challenging in Coggon, IA. Owner-occupant buyers benefit from the $828/mo rents and $244K home values.
Where do home prices stand in Coggon, IA?
Coggon, IA median home values land near $244K. That is reasonable territory for investors looking at $828/mo-per-month rentals.
You know 52218 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 52218 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 52218 ranks in Cedar Rapids, IA
Every ZIP in this metro, ranked. Free.
AI Market Advisor
Ask questions about investing in 52218 (Coggon)
Community Ratings
What people who’ve spent time here actually say. Not paid reviews.
Be the first to rate 52218 (Coggon, IA).
It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.