Real Estate Investing in Saint Ansgar, Iowa (50472)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 50472 (Saint Ansgar, IA)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
No major risk flags on the data we track.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Saint Ansgar, IA (50472)?
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Market Analysis: 50472 Saint Ansgar
Investors eyeing 50472 need to respect the fundamentals at play. Home values of $256K come alongside slower price movement and elevated management overhead.
Distressed markets are won on execution, not on spreadsheets. ZIP 50472 shows the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.
Statewide comparisons place 50472 among IA's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.
The 50472 ZIP's population of 2,577 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that sits at the need for careful underwriting.
The right play in 50472 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.
Here's what matters if you're considering buying a home in Saint Ansgar:
Property Strategy for 50472
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $164,779 | $1,040 | 4.5% | +8.0% | $82,389 |
| 3BR | $230,477 | $1,310 | 4.1% | +8.0% | $76,826 |
| 4BR | $309,732 | $1,400 | 3.3% | +8.9% | $77,433 |
Market Trends
Home Value History (with trend line)
📊 How Does 50472 Compare?
| Metric | 50472 | Saint Ansgar | Mason City, IA | Iowa |
|---|---|---|---|---|
| Home Value | $256,079 | $256,079 | N/A | $227,232 |
| 5-Year CAGR | 7.8% | 7.8% | N/A | 6.0% |
| Avg Rent | $936 | $936 | N/A | - |
| Cap Rate | 2.9% | 2.9% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 50472 (Saint Ansgar, IA). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $256,079 |
| Monthly Rent | $936 |
| Price-to-Rent | 22.8:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.4% |
| Cap Rate | 2.9% |
| 5-Year IRR | 10.6% |
📈 Home Appreciation
| 1-Year | +8.8% ▲ |
| 3-Year CAGR | +6.0% ▲ |
| 5-Year CAGR | +7.8% ▲ |
| 10-Year CAGR | +6.8% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 50472
Population: 2,577
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 50472
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
Is Saint Ansgar, IA a good market for FHA house hackers?
Saint Ansgar, IA is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $256K price point reasonable to enter.
How strong is the working-renter base in Saint Ansgar, IA?
The renter base in Saint Ansgar, IA is reasonable for the $936/mo price point. Screening well and pricing to market typically yields consistent tenants.
How much should I expect to pay for a home in Saint Ansgar, IA?
Expect median prices around $256K in Saint Ansgar, IA. The market has run at a 0.0% 5-year CAGR, so entry costs have been even-keeled.
Is Saint Ansgar, IA a friendly market for rental owners?
For rental operators, Saint Ansgar, IA rates as landlord-friendly. The regulatory environment standard buy-and-hold operations.
What strategy should investors use in Saint Ansgar, IA?
Investors usually favor careful cash-flow rentals with hands-on management in Saint Ansgar, IA. With home values at $256K and rents near $936/mo, other strategies can work but produce steady rather than outsized returns.
You know 50472 now. You don’t know where it ranks.
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How 50472 ranks in Mason City, IA
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