Real Estate Investing in Stacyville, Iowa (50476)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Mitchell County • Population: 619 • Data updated: September 2026

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Should you buy in 50476 (Stacyville, IA)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (76/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Stacyville, IA (50476)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $179,415
Avg Monthly Rent $828
1% Rule ✗ Does Not Meet
Median Income $59,375
% Renters 12.3%

Market Analysis: 50476 Stacyville

ZIP 50476 in Stacyville, IA carries a solid set of headwinds. Home values near $179K and rents of $828/mo sit inside a market where underwriting has to be tight.

From a cash-flow lens, the numbers look inviting — $179K purchase price, 0.0% nominal cap — the work to hit that pro forma in 50476 is substantial and deserves full respect.

Statewide comparisons place 50476 among IA's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

Resident income in 50476 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

Strategically, 50476 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Stacyville:

B Good
Buy Confidence Score: 75/100
Affordability
20/25
Appreciation
25/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 3× the median income
Value Trend
Rising (+10.1%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $828/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 50476

Which property type performs best in this market?

Best for Cash Flow
3BR
5.5% cap rate
Best for Appreciation
4BR
+8.8% 5yr CAGR
Best Overall Value
3BR
$50,704/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
3BR $152,113 $1,160 5.5% +6.6% $50,704
4BR $217,813 $1,230 4.1% +8.8% $54,453

Market Trends

Home Value History (with trend line)

$186K$168K$150K$132K$115K$97KFeb 2019Nov 2022Jul 2026

📊 How Does 50476 Compare?

Metric 50476 Stacyville Iowa
Home Value $179,415 $179,415 $227,232
5-Year CAGR 7.5% 7.5% 6.0%
Avg Rent $828 $828 -
Cap Rate 3.6% 3.6% -
💡 Why Invest in 50476? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 50476 (Stacyville, IA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.6%
Low
5yr Growth
+7.5%
Strong

📊 Market Snapshot

Home Value $179,415
Monthly Rent $828
Price-to-Rent 18.1:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.5%
Cap Rate 3.6%
5-Year IRR 11.1%

📈 Home Appreciation

1-Year +10.1% ▲
3-Year CAGR +6.1% ▲
5-Year CAGR +7.5% ▲
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.6%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
6.5%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+7.5%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 50476

Population: 619

💰 Median Household Income
$59,375
This area
$59,375
State
$71,886
USA
$74,580
🏠 Renter Occupied
12.3%
This area
12.3%
State
19.7%
USA
34.0%
💼 Unemployment Rate
0.0%
This area
0.0%
State
0.0%
USA
3.7%
🎓 College Educated
7.2%
This area
7.2%
State
18.8%
USA
33.7%
👤 Median Age
38.2 years
This area
38.2 years
State
40.2 years
USA
38.9 years
🏚️ Vacancy Rate
6.5%
This area
6.5%
State
11.7%
USA
10.5%
👥 Population by Ethnicity
White 99.7%
Asian 0.3%
👶 Under 18
25.5%
This area
25.5%
USA
22.0%
👴 65 and Over
28.9%
This area
28.9%
USA
17.3%
📊 Poverty Rate
10.5%
This area
10.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

Where do rents currently stand in Stacyville, IA?

The typical rental in Stacyville, IA commands about $828/mo monthly. That rent profile stable cash flow against the $179K purchase basis.

What are home prices like in Stacyville, IA?

Median home price in Stacyville, IA is near $179K, with a 5-year CAGR of 0.0%. Prices have been predictable and supportive of buy-and-hold strategies.

How does Stacyville, IA stack up for property investment?

Stacyville, IA comes in at an investability rating of 3.0/5, with median home values near $179K and average rents around $828/mo. That combination puts it in the sturdy tier for investor interest.

What is the rental occupancy rate in Stacyville, IA?

Occupancy in Stacyville, IA runs reliable with elevated vacancy. Well-priced units at $828/mo lease on reasonable timelines.

Which investment style suits Stacyville, IA?

A careful cash-flow rentals with hands-on management strategy Stacyville, IA best. The market produces predictable results for that approach at the $179K price point.

You know 50476 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 50476 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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