Real Estate Investing in Osage, Iowa (50461)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 50461 (Osage, IA)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
No major risk flags on the data we track.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Osage, IA (50461)?
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Market Analysis: 50461 Osage
The 50461 ZIP covers a section of Osage that demands careful diligence. Prices near $211K look accessible, but the work to make a deal cash flow is real.
Rent of $828/mo on a $211K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 50461 sits below the stated 0.0% once reality is priced in.
In the broader IA picture, 50461 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.
The 50461 ZIP's population of 5,094 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that posts the need for careful underwriting.
Distressed ZIPs reward experience. healthy returns are possible in 50461, but they flow to investors who already understand how to operate in soft markets.
Here's what matters if you're considering buying a home in Osage:
Property Strategy for 50461
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $136,901 | $920 | 4.8% | +9.6% | $68,451 |
| 3BR | $195,837 | $1,160 | 4.3% | +8.5% | $65,279 |
| 4BR | $264,026 | $1,290 | 3.5% | +9.2% | $66,007 |
| 5BR | $386,023 | — | — | +8.5% | $77,205 |
Market Trends
Home Value History (with trend line)
📊 How Does 50461 Compare?
| Metric | 50461 | Osage | Iowa |
|---|---|---|---|
| Home Value | $210,898 | $210,898 | $227,232 |
| 5-Year CAGR | 7.3% | 7.3% | 6.0% |
| Avg Rent | $828 | $828 | - |
| Cap Rate | 3.1% | 3.1% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 50461 (Osage, IA). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $210,898 |
| Monthly Rent | $828 |
| Price-to-Rent | 21.2:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.7% |
| Cap Rate | 3.1% |
| 5-Year IRR | 10.4% |
📈 Home Appreciation
| 1-Year | +6.8% ▲ |
| 3-Year CAGR | +6.8% ▲ |
| 5-Year CAGR | +7.3% ▲ |
| 10-Year CAGR | +6.2% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 50461
Population: 5,094
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 50461
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
Is Osage, IA a good market for FHA house hackers?
Osage, IA offers a challenging house-hacking opportunity. Small multifamily or rent-by-the-room plays can pair well with the $828/mo rent level.
What is it like being a landlord in Osage, IA?
IA ranks as a landlord-friendly state for landlord-tenant law. Osage generally follows the statewide framework, so landlords face reasonable operating rules.
What is the typical home price in Osage, IA?
Homes in Osage, IA typically sell near $211K. Prices have moved at a 0.0% 5-year CAGR, which measured long-term demand.
Should investors worry about vacancy in Osage, IA?
Vacancy in Osage, IA is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $828/mo.
How strong are rents in Osage, IA?
The typical rental in Osage, IA commands about $828/mo monthly. That rent profile stable cash flow against the $211K purchase basis.
You know 50461 now. You don’t know where it ranks.
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