Real Estate Investing in Dougherty, Iowa (50433)
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Should you buy in 50433 (Dougherty, IA)? Our answer, based on the numbers below.
Multiple negative signals. Better options likely exist nearby.
Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.
- High vacancy: 21.2% of homes vacant — above national norms.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Dougherty, IA (50433)?
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Market Analysis: 50433 Dougherty
This part of Cerro Gordo County is not an easy win. The 50433 ZIP posts softness in key indicators, and the playbook that works in cleaner markets often stalls here.
If the plan assumes clean turnover, on-time rent, and low maintenance on a $230K asset, 50433 is the wrong submarket. If the plan prices in friction, the yield can still work.
Put differently, 50433 offers a low basis, the region around Dougherty has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.
In practical terms, 125 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.
The right play in 50433 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.
Here's what matters if you're considering buying a home in Dougherty:
Market Trends
Home Value History (with trend line)
📊 How Does 50433 Compare?
| Metric | 50433 | Dougherty | Mason City, IA | Iowa |
|---|---|---|---|---|
| Home Value | $230,264 | $230,264 | N/A | $227,232 |
| 5-Year CAGR | N/A | N/A | N/A | 6.0% |
| Avg Rent | $864 | $864 | N/A | - |
| Cap Rate | 2.9% | 2.9% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 50433 (Dougherty, IA). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $230,264 |
| Monthly Rent | $864 |
| Price-to-Rent | 22.2:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.5% |
| Cap Rate | 2.9% |
| 5-Year IRR | 10.3% |
📈 Home Appreciation
| 1-Year | +10.8% ▲ |
| 3-Year CAGR | +7.4% ▲ |
| 5-Year CAGR | N/A |
| 10-Year CAGR | N/A |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 50433
Population: 125
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
Frequently Asked Questions
Is Dougherty, IA a smart market for rental property?
The 2.0/5 investability rating in Dougherty, IA reflects its $230K prices and $864/mo rents. Investors generally consider it a solid option within IA.
Do landlords face vacancy issues in Dougherty, IA?
Rental vacancy in Dougherty, IA is elevated. Investors should budget normal turnover but not chronic empty units.
Are renters plentiful in Dougherty, IA?
Working renters make up the core of the Dougherty, IA tenant base. The pool is reasonable for investors targeting long-term holds.
Is Dougherty, IA better for rentals, flips, or BRRRR?
For Dougherty, IA, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.
Are rents high in Dougherty, IA?
Rents in Dougherty, IA run near $864/mo. Compared with median home prices of $230K that produces solid gross yields for typical rentals.
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