Real Estate Investing in Dumont, Iowa (50625)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Butler County • Population: 1,002 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 50625 (Dumont, IA)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (78/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 9.8% vacancy may signal weakening demand.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Dumont, IA (50625)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $138,428
Avg Monthly Rent $828
1% Rule ✗ Does Not Meet
Median Income $55,781
% Renters 19.8%

Market Analysis: 50625 Dumont

ZIP 50625 inside Butler County looks affordable on the surface — median value of $138K — but the discount exists for reasons that a careful buyer should understand before committing.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 50625 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

The gap between 50625 and stronger Dumont ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

Demographically, 50625 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

leans the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Dumont:

B Good
Buy Confidence Score: 77/100
Affordability
25/25
Appreciation
22/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.5× the median income
Value Trend
Rising (+6.9%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $828/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 50625

Which property type performs best in this market?

Best for Cash Flow
3BR
5.9% cap rate
Best for Appreciation
2BR
+6.1% 5yr CAGR
Best Overall Value
3BR
$44,941/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $115,336 $920 5.7% +6.1% $57,668
3BR $134,823 $1,100 5.9% +4.9% $44,941

Market Trends

Home Value History (with trend line)

$143K$131K$119K$106K$94K$81KFeb 2019Nov 2022Jul 2026

📊 How Does 50625 Compare?

Metric 50625 Dumont Iowa
Home Value $138,428 $138,428 $227,232
5-Year CAGR 5.7% 5.7% 6.0%
Avg Rent $828 $828 -
Cap Rate 4.7% 4.7% -
💡 Why Invest in 50625? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 50625 (Dumont, IA). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 50625 (Dumont, IA)?

~25 seconds · no account needed · your report is anonymous

Investability
Good
Cap Rate
4.7%
Fair
5yr Growth
+5.7%
Moderate

📊 Market Snapshot

Home Value $138,428
Monthly Rent $828
Price-to-Rent 13.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 7.2%
Cap Rate 4.7%
5-Year IRR 10.4%

📈 Home Appreciation

1-Year +6.9% ▲
3-Year CAGR +2.0% ▲
5-Year CAGR +5.7% ▲
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.7%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
9.8%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.7%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 50625

Population: 1,002

💰 Median Household Income
$55,781
This area
$55,781
State
$71,886
USA
$74,580
🏠 Renter Occupied
19.8%
This area
19.8%
State
19.7%
USA
34.0%
💼 Unemployment Rate
2.8%
This area
2.8%
State
0.0%
USA
3.7%
🎓 College Educated
9.7%
This area
9.7%
State
18.8%
USA
33.7%
👤 Median Age
36.9 years
This area
36.9 years
State
40.2 years
USA
38.9 years
🏚️ Vacancy Rate
9.8%
This area
9.8%
State
11.7%
USA
10.5%
👥 Population by Ethnicity
White 93.4%
Other/Mixed 6.5%
Hispanic/Latino 6.1%
Black/African American 0.1%
👶 Under 18
26.7%
This area
26.7%
USA
22.0%
👴 65 and Over
24.1%
This area
24.1%
USA
17.3%
📊 Poverty Rate
14.3%
This area
14.3%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

Is Dumont in IA worth investing in?

Investors tracking Dumont, IA will find a 3.0/5 rating supported by $138K median home values and $828/mo rents. That profile suits long-term holders targeting consistent returns.

How much rent can I charge in Dumont, IA?

Rents in Dumont, IA run near $828/mo. Compared with median home prices of $138K that produces solid gross yields for typical rentals.

Is the tenant base reliable in Dumont, IA?

Tenant demand in Dumont, IA is solid. The local workforce $828/mo rents across most rental classes.

What investment strategy works best in Dumont, IA?

Most investors in Dumont, IA run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.

Is Dumont, IA landlord-friendly?

IA ranks as a landlord-friendly state for landlord-tenant law. Dumont generally follows the statewide framework, so landlords face reasonable operating rules.

You know 50625 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 50625 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans
🤖

AI Market Advisor

Ask questions about investing in 50625 (Dumont)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 50625 (Dumont, IA).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.