Real Estate Investing in Ackley, Iowa (50601)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 50601 (Ackley, IA)? Our answer, based on the numbers below.
Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
- Elevated vacancy: 9.9% vacancy may signal weakening demand.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Ackley, IA (50601)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 50601 Ackley
ZIP 50601 in Ackley, IA carries a resilient set of headwinds. Home values near $146K and rents of $828/mo sit inside a market where underwriting has to be tight.
Distressed markets are won on execution, not on spreadsheets. ZIP 50601 reflects the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.
On balance, 50601 offers a low basis, the region around Ackley has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.
Put differently, 2,377 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.
Distressed ZIPs reward experience. solid returns are possible in 50601, but they flow to investors who already understand how to operate in soft markets.
Here's what matters if you're considering buying a home in Ackley:
Property Strategy for 50601
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $103,561 | $920 | 6.4% | — | $51,780 |
| 3BR | $146,506 | $1,200 | 5.9% | +5.5% | $48,835 |
| 4BR | $162,169 | $1,510 | 6.7% | +7.2% | $40,542 |
Market Trends
Home Value History (with trend line)
📊 How Does 50601 Compare?
| Metric | 50601 | Ackley | Waterloo-Cedar Falls, IA | Iowa |
|---|---|---|---|---|
| Home Value | $146,219 | $166,338 | N/A | $227,232 |
| 5-Year CAGR | 4.8% | 5.7% | N/A | 6.0% |
| Avg Rent | $828 | $828 | N/A | - |
| Cap Rate | 4.4% | 3.9% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 50601 (Ackley, IA). Anonymous, moderated, never written by AI.
Do you own or manage rentals in ZIP 50601 (Ackley, IA)?
~25 seconds · no account needed · your report is anonymous
📊 Market Snapshot
| Home Value | $146,219 |
| Monthly Rent | $828 |
| Price-to-Rent | 14.7:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 6.8% |
| Cap Rate | 4.4% |
| 5-Year IRR | 9.2% |
📈 Home Appreciation
| 1-Year | +9.4% ▲ |
| 3-Year CAGR | +3.0% ▲ |
| 5-Year CAGR | +4.8% ▲ |
| 10-Year CAGR | +4.9% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 50601
Population: 2,377
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 50601
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
What are rental rates like in Ackley, IA?
Rental rates in Ackley, IA average $828/mo. Tenant demand and $146K home values make the yield look reasonable by investor standards.
What is the typical renter like in Ackley, IA?
Ackley, IA offers a measured renter base at the $828/mo rent level. Tenant turnover is reasonable for well-managed properties.
What is the rental occupancy rate in Ackley, IA?
Ackley, IA vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.
What is the average home sale price in Ackley, IA?
Expect median prices around $146K in Ackley, IA. The market has run at a 0.0% 5-year CAGR, so entry costs have been stable.
Does Ackley, IA make sense for an investment property?
The 3.0/5 investability rating in Ackley, IA reflects its $146K prices and $828/mo rents. Investors generally consider it a solid option within IA.
You know 50601 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 50601 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 50601 ranks in Waterloo-Cedar Falls, IA
Every ZIP in this metro, ranked. Free.
AI Market Advisor
Ask questions about investing in 50601 (Ackley)
Community Ratings
What people who’ve spent time here actually say. Not paid reviews.
Be the first to rate 50601 (Ackley, IA).
It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.