Real Estate Investing in Montour, Iowa (50173)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 50173 (Montour, IA)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Elevated vacancy: 11.4% vacancy may signal weakening demand.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Montour, IA (50173)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 50173 Montour
The 50173 ZIP in Montour, IA is a local-operator market. Outside capital chasing a $173K entry has to pair deep knowledge with the discount.
If the plan assumes clean turnover, on-time rent, and low maintenance on a $173K asset, 50173 is the wrong submarket. If the plan prices in friction, the yield can still work.
The gap between 50173 and stronger Montour ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.
Turning to rents, 640 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.
The 50173 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.
Here's what matters if you're considering buying a home in Montour:
Market Trends
Home Value History (with trend line)
📊 How Does 50173 Compare?
| Metric | 50173 | Montour | Iowa |
|---|---|---|---|
| Home Value | $172,972 | $172,972 | $227,232 |
| 5-Year CAGR | 6.0% | 6.0% | 6.0% |
| Avg Rent | $1,080 | $1,080 | - |
| Cap Rate | 4.9% | 4.9% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 50173 (Montour, IA). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $172,972 |
| Monthly Rent | $1,080 |
| Price-to-Rent | 13.4:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 7.5% |
| Cap Rate | 4.9% |
| 5-Year IRR | 10.9% |
📈 Home Appreciation
| 1-Year | +10.9% ▲ |
| 3-Year CAGR | +5.1% ▲ |
| 5-Year CAGR | +6.0% ▲ |
| 10-Year CAGR | N/A |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 50173
Population: 640
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Nearby Colleges & Universities
Frequently Asked Questions
How strong is Montour, IA for real estate investors?
Montour, IA scores 3.0/5 for investability. Home values sit at $173K and rents near $1,080/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.
What approach is best for Montour, IA real estate?
Investors who focus on careful cash-flow rentals with hands-on management typically do well in Montour, IA. The numbers - $173K homes against $1,080/mo rents - support that play.
Are renters plentiful in Montour, IA?
Working renters make up the core of the Montour, IA tenant base. The pool is reasonable for investors targeting long-term holds.
What does house hacking look like in Montour, IA?
For house hackers, Montour, IA is a challenging. The $1,080/mo rent on a unit helps defray the mortgage on a $173K property.
What do landlords charge for rent in Montour, IA?
Expect rents around $1,080/mo per month in Montour, IA. With home values at $173K, the yield math works out to reasonable levels for rental investors.
You know 50173 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 50173 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
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