Real Estate Investing in Tama, Iowa (52339)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 52339 (Tama, IA)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Elevated vacancy: 8.8% vacancy may signal weakening demand.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Tama, IA (52339)?
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Market Analysis: 52339 Tama
Investors eyeing 52339 need to respect the fundamentals at play. Home values of $143K come alongside slower price movement and elevated management overhead.
The investment case in 52339 is durable only for operators who understand what they are buying. A $143K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.
Nearby ZIPs in Tama have seen price recovery that 52339 has not matched. Tama County data supports the view that the spread is structural rather than temporary.
A healthy renter share of 36% in 52339 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.
Distressed ZIPs reward experience. notable returns are possible in 52339, but they flow to investors who already understand how to operate in soft markets.
Here's what matters if you're considering buying a home in Tama:
Property Strategy for 52339
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $102,284 | $920 | 6.5% | +6.8% | $51,142 |
| 3BR | $150,462 | $1,150 | 5.5% | +7.2% | $50,154 |
| 4BR | $140,305 | $1,300 | 6.7% | +6.8% | $35,076 |
Market Trends
Home Value History (with trend line)
📊 How Does 52339 Compare?
| Metric | 52339 | Tama | Iowa |
|---|---|---|---|
| Home Value | $142,886 | $142,886 | $227,232 |
| 5-Year CAGR | 6.6% | 6.6% | 6.0% |
| Avg Rent | $828 | $828 | - |
| Cap Rate | 4.5% | 4.5% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 52339 (Tama, IA). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $142,886 |
| Monthly Rent | $828 |
| Price-to-Rent | 14.4:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 7.0% |
| Cap Rate | 4.5% |
| 5-Year IRR | 11.1% |
📈 Home Appreciation
| 1-Year | +7.2% ▲ |
| 3-Year CAGR | +5.4% ▲ |
| 5-Year CAGR | +6.6% ▲ |
| 10-Year CAGR | +6.5% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 52339
Population: 4,311
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 52339
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
How do home values compare in Tama, IA?
Median home price in Tama, IA is near $143K, with a 5-year CAGR of 0.0%. Prices have been consistent and supportive of buy-and-hold strategies.
How much rent can I charge in Tama, IA?
Average rent in Tama, IA is approximately $828/mo per month. Against $143K home values that yields a reasonable rent-to-price ratio.
What is the renter demographic in Tama, IA?
Tenant demand in Tama, IA is solid. The local workforce $828/mo rents across most rental classes.
Is Tama in IA worth investing in?
Tama, IA rates 3.0/5 for investability. With median values at $143K and rents near $828/mo, the market offers reasonable fundamentals for rental investors.
Which investment style suits Tama, IA?
Most investors in Tama, IA run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.
You know 52339 now. You don’t know where it ranks.
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