Real Estate Investing in Clutier, Iowa (52217)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 52217 (Clutier, IA)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 13.6% of homes vacant — above national norms.
- Elevated poverty: 24.8% poverty rate — can affect rent collection.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Clutier, IA (52217)?
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Market Analysis: 52217 Clutier
From an investor standpoint, ZIP 52217 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $196K median. It rewards specialists, not generalists.
The 52217 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.
ZIP 52217's metrics run below Tama County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.
The 52217 ZIP's population of 551 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that comes in at the need for careful underwriting.
trends toward the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.
Here's what matters if you're considering buying a home in Clutier:
Market Trends
Home Value History (with trend line)
📊 How Does 52217 Compare?
| Metric | 52217 | Clutier | Iowa |
|---|---|---|---|
| Home Value | $195,587 | $195,587 | $227,232 |
| 5-Year CAGR | 7.8% | 7.8% | 6.0% |
| Avg Rent | $936 | $936 | - |
| Cap Rate | 3.7% | 3.7% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 52217 (Clutier, IA). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $195,587 |
| Monthly Rent | $936 |
| Price-to-Rent | 17.4:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.7% |
| Cap Rate | 3.7% |
| 5-Year IRR | 11.5% |
📈 Home Appreciation
| 1-Year | +9.8% ▲ |
| 3-Year CAGR | +7.1% ▲ |
| 5-Year CAGR | +7.8% ▲ |
| 10-Year CAGR | N/A |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 52217
Population: 551
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
Frequently Asked Questions
Are rents high in Clutier, IA?
Clutier, IA rentals go for roughly $936/mo a month. That puts gross yield in solid territory relative to $196K acquisition costs.
Is housing expensive in Clutier, IA?
Clutier, IA median home values land near $196K. That is reasonable territory for investors looking at $936/mo-per-month rentals.
How strong is Clutier, IA for real estate investors?
Clutier, IA rates 3.0/5 for investability. With median values at $196K and rents near $936/mo, the market offers reasonable fundamentals for rental investors.
How high is vacancy risk in Clutier, IA?
Clutier, IA carries elevated vacancy risk. Expect consistent absorption at market rents of $936/mo.
How should investors approach Clutier, IA?
Most investors in Clutier, IA run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.
You know 52217 now. You don’t know where it ranks.
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