Real Estate Investing in Buckingham, Iowa (50612)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Tama County • Population: 338 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 50612 (Buckingham, IA)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (56/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
4 flags
  • High vacancy: 15.1% of homes vacant — above national norms.
  • Elevated poverty: 30.8% poverty rate — can affect rent collection.
  • Higher unemployment: 10.0% unemployment — tenant risk signal.
  • High price-to-rent: Price-to-rent ratio 33.2 — hard to cash-flow at these prices.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Buckingham, IA (50612)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $362,492
Avg Monthly Rent $909
1% Rule ✗ Does Not Meet
Median Income $94,583
% Renters 14.1%

Market Analysis: 50612 Buckingham

The 50612 ZIP in Buckingham, IA is a local-operator market. Outside capital chasing a $362K entry has to pair deep knowledge with the discount.

The 50612 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

Regionally, 50612 sits on the difficult end of the IA spectrum. The an appealing option for read — for disciplined operators — is that pricing reflects the difficulty.

The demographic picture in 50612 includes headwinds that any investor should price in. Income distribution skews lower than Buckingham averages, and tenant stability requires active management.

Strategy in 50612 is an operator game, not a passive one. In practical terms, entry prices of $362K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Buckingham:

C+ Average
Buy Confidence Score: 67/100
Affordability
15/25
Appreciation
22/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.8× the median income
Value Trend
Rising (+10.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $909/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Waterloo-Cedar Falls, IA Metro Area
Even conditions for buyers and sellers
36 days
Average time to sell
Average
8.4%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Waterloo-Cedar Falls, IA metro data

Market Trends

Home Value History (with trend line)

$377K$339K$302K$265K$228K$191KFeb 2018May 2022Jul 2026

📊 How Does 50612 Compare?

Metric 50612 Buckingham Waterloo-Cedar Falls, IA Iowa
Home Value $362,492 $362,492 N/A $227,232
5-Year CAGR 6.2% 6.2% N/A 6.0%
Avg Rent $909 $909 N/A -
Cap Rate 2.0% 2.0% - -
💡 Why Invest in 50612? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 50612 (Buckingham, IA). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 50612 (Buckingham, IA)?

~25 seconds · no account needed · your report is anonymous

Investability
Good
Cap Rate
2.0%
Low
5yr Growth
+6.2%
Strong

📊 Market Snapshot

Home Value $362,492
Monthly Rent $909
Price-to-Rent 33.2:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.0%
Cap Rate 2.0%
5-Year IRR 8.1%

📈 Home Appreciation

1-Year +10.3% ▲
3-Year CAGR +6.7% ▲
5-Year CAGR +6.2% ▲
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.0%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
15.1%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+6.2%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 50612

Population: 338

💰 Median Household Income
$94,583
This area
$94,583
State
$71,886
USA
$74,580
🏠 Renter Occupied
14.1%
This area
14.1%
State
19.7%
USA
34.0%
💼 Unemployment Rate
10.0%
This area
10.0%
State
0.0%
USA
3.7%
🎓 College Educated
29.2%
This area
29.2%
State
18.8%
USA
33.7%
👤 Median Age
35.4 years
This area
35.4 years
State
40.2 years
USA
38.9 years
🏚️ Vacancy Rate
15.1%
This area
15.1%
State
11.7%
USA
10.5%
👥 Population by Ethnicity
White 98.1%
Other/Mixed 1.9%
👶 Under 18
38.1%
This area
38.1%
USA
22.0%
👴 65 and Over
3.6%
This area
3.6%
USA
17.3%
📊 Poverty Rate
30.8%
This area
30.8%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

1 Nearby 2,330 Off-Campus Students
C
Hawkeye Community College
4,796 students · 10.4 mi

Investor Insight: With 2,330 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Is Buckingham, IA a good place for real estate investing?

Yes - Buckingham, IA a 3.0/5 investability score. With $362K home prices against $909/mo monthly rent, the market delivers a reasonable entry point for new investors.

How do experienced investors play Buckingham, IA?

The best-fit strategy in Buckingham, IA is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.

What are rental rates like in Buckingham, IA?

Average rent in Buckingham, IA is approximately $909/mo per month. Against $362K home values that yields a reasonable rent-to-price ratio.

How high is vacancy risk in Buckingham, IA?

Buckingham, IA carries elevated vacancy risk. Expect measured absorption at market rents of $909/mo.

What is it like being a landlord in Buckingham, IA?

IA law landlord-friendly for landlords, and Buckingham inherits those rules. Investors should still review local ordinances for rental licensing.

You know 50612 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 50612 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans

How 50612 ranks in Waterloo-Cedar Falls, IA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
🤖

AI Market Advisor

Ask questions about investing in 50612 (Buckingham)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 50612 (Buckingham, IA).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.