Real Estate Investing in Gilbertville, Iowa (50634)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 50634 (Gilbertville, IA)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
No major risk flags on the data we track.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Gilbertville, IA (50634)?
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Market Analysis: 50634 Gilbertville
The 50634 ZIP covers a section of Gilbertville that demands careful diligence. Prices near $219K look accessible, but the work to make a deal cash flow is real.
Rent of $828/mo on a $219K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 50634 sits below the stated 0.0% once reality is priced in.
The gap between 50634 and stronger Gilbertville ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.
A durable renter share of 13% in 50634 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.
Distressed ZIPs reward experience. sturdy returns are possible in 50634, but they flow to investors who already understand how to operate in soft markets.
Here's what matters if you're considering buying a home in Gilbertville:
Property Strategy for 50634
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $176,029 | $920 | 3.8% | +4.9% | $88,014 |
| 3BR | $217,078 | $1,190 | 3.9% | +5.8% | $72,359 |
Market Trends
Home Value History (with trend line)
📊 How Does 50634 Compare?
| Metric | 50634 | Gilbertville | Waterloo-Cedar Falls, IA | Iowa |
|---|---|---|---|---|
| Home Value | $219,129 | $219,129 | N/A | $227,232 |
| 5-Year CAGR | 5.5% | 5.5% | N/A | 6.0% |
| Avg Rent | $828 | $828 | N/A | - |
| Cap Rate | 3.0% | 3.0% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 50634 (Gilbertville, IA). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $219,129 |
| Monthly Rent | $828 |
| Price-to-Rent | 22.1:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.5% |
| Cap Rate | 3.0% |
| 5-Year IRR | 8.5% |
📈 Home Appreciation
| 1-Year | +5.0% ▲ |
| 3-Year CAGR | +4.5% ▲ |
| 5-Year CAGR | +5.5% ▲ |
| 10-Year CAGR | +4.3% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 50634
Population: 736
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Nearby Colleges & Universities
Investor Insight: With 3,042 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
What price range are homes in Gilbertville, IA?
The median home value in Gilbertville, IA is roughly $219K. That puts it reasonable relative to the IA statewide average.
What kind of vacancy should I budget for in Gilbertville, IA?
Occupancy in Gilbertville, IA runs predictable with elevated vacancy. Well-priced units at $828/mo lease on reasonable timelines.
How deep is the rental pool in Gilbertville, IA?
The tenant pool in Gilbertville, IA is solid, supported by local employment and population fundamentals. Rents of $828/mo are well-absorbed by the market.
How much do tenants pay in Gilbertville, IA?
Rent in Gilbertville, IA is around $828/mo. The resulting rent-to-value relationship with $219K pricing is reasonable for most investor models.
Is Gilbertville, IA good for landlords?
Gilbertville, IA falls under IA landlord-tenant law, which is landlord-friendly. That backdrop makes day-to-day property management reasonable.
You know 50634 now. You don’t know where it ranks.
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How 50634 ranks in Waterloo-Cedar Falls, IA
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