Real Estate Investing in Raymond, Iowa (50667)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Black Hawk County • Population: 843 • Data updated: September 2026

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Should you buy in 50667 (Raymond, IA)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (76/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Raymond, IA (50667)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $247,609
Avg Monthly Rent $918
1% Rule ✗ Does Not Meet
Median Income $60,972
% Renters 8.8%

Market Analysis: 50667 Raymond

ZIP 50667 inside Black Hawk County looks affordable on the surface — median value of $248K — but the discount exists for reasons that a careful buyer should understand before committing.

The investment case in 50667 is healthy only for operators who understand what they are buying. A $248K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

ZIP 50667's metrics run below Black Hawk County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

Employment concentration in 50667 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

Experienced landlords with local relationships tend to find 50667 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Raymond:

C+ Average
Buy Confidence Score: 67/100
Affordability
15/25
Appreciation
22/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.1× the median income
Value Trend
Rising (+4.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $918/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Waterloo-Cedar Falls, IA Metro Area
Even conditions for buyers and sellers
36 days
Average time to sell
Average
8.4%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Waterloo-Cedar Falls, IA metro data

Market Trends

Home Value History (with trend line)

$258K$233K$208K$183K$158K$133KMay 2007Dec 2016Jul 2026

📊 How Does 50667 Compare?

Metric 50667 Raymond Waterloo-Cedar Falls, IA Iowa
Home Value $247,609 $247,609 N/A $227,232
5-Year CAGR 5.4% 5.4% N/A 6.0%
Avg Rent $918 $918 N/A -
Cap Rate 2.9% 2.9% - -
💡 Why Invest in 50667? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 50667 (Raymond, IA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.9%
Low
5yr Growth
+5.4%
Moderate

📊 Market Snapshot

Home Value $247,609
Monthly Rent $918
Price-to-Rent 22.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.5%
Cap Rate 2.9%
5-Year IRR 8.3%

📈 Home Appreciation

1-Year +4.2% ▲
3-Year CAGR +3.8% ▲
5-Year CAGR +5.4% ▲
10-Year CAGR +4.3% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.9%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
0.6%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.4%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 50667

Population: 843

💰 Median Household Income
$60,972
This area
$60,972
State
$71,886
USA
$74,580
🏠 Renter Occupied
8.8%
This area
8.8%
State
19.7%
USA
34.0%
💼 Unemployment Rate
3.2%
This area
3.2%
State
0.0%
USA
3.7%
🎓 College Educated
17.5%
This area
17.5%
State
18.8%
USA
33.7%
👤 Median Age
46.2 years
This area
46.2 years
State
40.2 years
USA
38.9 years
🏚️ Vacancy Rate
0.6%
This area
0.6%
State
11.7%
USA
10.5%
👥 Population by Ethnicity
White 98.9%
Other/Mixed 1.1%
👶 Under 18
23.3%
This area
23.3%
USA
22.0%
👴 65 and Over
22.1%
This area
22.1%
USA
17.3%
📊 Poverty Rate
0.0%
This area
0.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 50667

Nearby Schools (2 more)

Schools in adjacent ZIP codes that may serve this area

A Very Good

Bunger Middle School

📚 06 – 08 Middle
📍 157 S Roosevelt Rd, Evansdale
👥
469 Students
👨‍🏫
14.0:1 Class Size
💰
$16,839 Per Student
A Very Good

Poyner Elementary

📚 Pre-K – 05 Elementary
📍 1138 Central Ave, Evansdale
👥
360 Students
👨‍🏫
12.8:1 Class Size
💰
$16,839 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

5 Nearby 3,042 Off-Campus Students
C
Hawkeye Community College
4,796 students · 6.0 mi
C
Allen College
489 students · 7.2 mi
D
The Salon Professional Academy-Cedar Falls
101 students · 11.0 mi
C+
La James International College-Cedar Falls
40 students · 11.1 mi
C+
University of Northern Iowa
9,013 students · 12.3 mi

Investor Insight: With 3,042 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Is Raymond, IA a friendly market for rental owners?

Raymond, IA falls under IA landlord-tenant law, which is landlord-friendly. That backdrop makes day-to-day property management reasonable.

What type of investing works in Raymond, IA?

Investors usually favor careful cash-flow rentals with hands-on management in Raymond, IA. With home values at $248K and rents near $918/mo, other strategies can work but produce even-keeled rather than outsized returns.

Does Raymond, IA make sense for an investment property?

The 3.0/5 investability rating in Raymond, IA reflects its $248K prices and $918/mo rents. Investors generally consider it a solid option within IA.

Is Raymond, IA good for house hacking?

The house hack math a challenging in Raymond, IA. Owner-occupant buyers benefit from the $918/mo rents and $248K home values.

What are home prices like in Raymond, IA?

The median home value in Raymond, IA is roughly $248K. That puts it reasonable relative to the IA statewide average.

You know 50667 now. You don’t know where it ranks.

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How 50667 ranks in Waterloo-Cedar Falls, IA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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