Real Estate Investing in Haverhill, Iowa (50120)
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Should you buy in 50120 (Haverhill, IA)? Our answer, based on the numbers below.
Mixed — values have been flat. OK for long-horizon buyers, less attractive if you may need to sell soon.
Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.
No major risk flags on the data we track.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Haverhill, IA (50120)?
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Market Analysis: 50120 Haverhill
This part of Marshall County is not an easy win. The 50120 ZIP records softness in key indicators, and the playbook that works in cleaner markets often stalls here.
If the plan assumes clean turnover, on-time rent, and low maintenance on a $289K asset, 50120 is the wrong submarket. If the plan prices in friction, the yield can still work.
ZIP 50120's metrics run below Marshall County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.
A resilient renter share of 13% in 50120 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.
The right play in 50120 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.
Here's what matters if you're considering buying a home in Haverhill:
Market Trends
Home Value History (with trend line)
📊 How Does 50120 Compare?
| Metric | 50120 | Haverhill | Marshalltown, IA | Iowa |
|---|---|---|---|---|
| Home Value | $289,296 | $289,296 | N/A | $227,232 |
| 5-Year CAGR | N/A | N/A | N/A | 6.0% |
| Avg Rent | $1,062 | $1,062 | N/A | - |
| Cap Rate | 2.9% | 2.9% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 50120 (Haverhill, IA). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $289,296 |
| Monthly Rent | $1,062 |
| Price-to-Rent | 22.7:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.4% |
| Cap Rate | 2.9% |
| 5-Year IRR | 5.5% |
📈 Home Appreciation
| 1-Year | +5.7% ▲ |
| 3-Year CAGR | +2.7% ▲ |
| 5-Year CAGR | N/A |
| 10-Year CAGR | N/A |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 50120
Population: 503
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Nearby Colleges & Universities
Frequently Asked Questions
What is the typical vacancy rate in Haverhill, IA?
Haverhill, IA carries elevated vacancy risk. Expect even-keeled absorption at market rents of $1,062/mo.
How do landlord-tenant laws work in Haverhill, IA?
Haverhill, IA operates under IA law, which is landlord-friendly overall for landlords. Expect reliable treatment in typical lease and eviction cases.
Is real estate in Haverhill, IA a good investment right now?
Yes - Haverhill, IA a 2.0/5 investability score. With $289K home prices against $1,062/mo monthly rent, the market delivers a reasonable entry point for new investors.
Which real estate strategy fits Haverhill, IA?
In Haverhill, IA the significant play is typically careful cash-flow rentals with hands-on management. The combination of $289K prices and $1,062/mo rents suits that approach.
How much rent can I charge in Haverhill, IA?
The typical rental in Haverhill, IA commands about $1,062/mo monthly. That rent profile stable cash flow against the $289K purchase basis.
You know 50120 now. You don’t know where it ranks.
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How 50120 ranks in Marshalltown, IA
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