Real Estate Investing in Marshalltown, Iowa (50158)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Marshall County • Population: 31,163 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 50158 (Marshalltown, IA)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (78/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 8.6% vacancy may signal weakening demand.

What’s happening in Marshalltown, IA (50158)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $180,092
Avg Monthly Rent $978
1% Rule ✗ Does Not Meet
Median Income $68,322
% Renters 29.8%

Market Analysis: 50158 Marshalltown

From a cash-flow lens, ZIP 50158 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $180K median. It rewards specialists, not generalists.

For an experienced owner, 50158 can be a a strong candidate for hunting ground — but the discount at $180K reflects genuine risk that outside investors often underestimate.

The gap between 50158 and stronger Marshalltown ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

The 50158 ZIP's population of 31,163 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that reflects the need for careful underwriting.

Experienced landlords with local relationships tend to find 50158 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Marshalltown:

B Good
Buy Confidence Score: 76/100
Affordability
20/25
Appreciation
22/25
Stability
13/20
Timing
6/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.6× the median income
Value Trend
Rising (+6.5%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $978/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Marshalltown, IA Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
10.6%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Marshalltown, IA metro data
🏠

Property Strategy for 50158

Which property type performs best in this market?

Best for Cash Flow
1BR
7.8% cap rate
Best for Appreciation
5BR
+7.6% 5yr CAGR
Best Overall Value
4BR
$54,229/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $67,513 $730 7.8% $67,513
2BR $110,005 $960 6.3% +6.2% $55,002
3BR $172,889 $1,270 5.3% +6.9% $57,630
4BR $216,916 $1,270 4.2% +7.3% $54,229
5BR $279,399 +7.6% $55,880

Market Trends

Home Value History (with trend line)

$188K$167K$145K$124K$103K$82KFeb 2009Nov 2017Jul 2026

Rent History (with trend line)

$1,130$1,087$1,044$1,001$959$916Aug 2025Feb 2026Jul 2026

📊 How Does 50158 Compare?

Metric 50158 Marshalltown Marshalltown, IA Iowa
Home Value $180,092 $180,092 N/A $227,232
5-Year CAGR 5.3% 5.3% N/A 6.0%
Avg Rent $978 $978 N/A -
Cap Rate 4.2% 4.2% - -
💡 Why Invest in 50158? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 50158 (Marshalltown, IA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.2%
Fair
5yr Growth
+5.3%
Moderate

📉 Market Crash Risk Index

Based on Marshalltown, IA metro

1/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
57%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $180,092
Monthly Rent $978
Price-to-Rent 15.3:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.5%
Cap Rate 4.2%
5-Year IRR 9.5%

📈 Home Appreciation

1-Year +6.5% ▲
3-Year CAGR +4.6% ▲
5-Year CAGR +5.3% ▲
10-Year CAGR +6.7% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
8.6%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.3%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 50158

Population: 31,163

💰 Median Household Income
$68,322
This area
$68,322
State
$71,886
USA
$74,580
🏠 Renter Occupied
29.8%
This area
29.8%
State
19.7%
USA
34.0%
💼 Unemployment Rate
4.1%
This area
4.1%
State
0.0%
USA
3.7%
🎓 College Educated
20.5%
This area
20.5%
State
18.8%
USA
33.7%
👤 Median Age
37.3 years
This area
37.3 years
State
40.2 years
USA
38.9 years
🏚️ Vacancy Rate
8.6%
This area
8.6%
State
11.7%
USA
10.5%
👥 Population by Ethnicity
White 74.1%
Other/Mixed 18.6%
Hispanic/Latino 16.0%
Asian 4.7%
Black/African American 2.7%
👶 Under 18
26.0%
This area
26.0%
USA
22.0%
👴 65 and Over
17.5%
This area
17.5%
USA
17.3%
📊 Poverty Rate
10.4%
This area
10.4%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 50158

B+ Avg School Grade
10 Schools
15.4:1 Avg Class Size
$14,701 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Franklin Elementary Sch

📚 Pre-K – 04 Elementary
👥
361 Students
👨‍🏫
11.8:1 Class Size
💰
$14,701 Per Student
A Very Good

Anson Elementary School

📚 Pre-K – 04 Elementary
👥
288 Students
👨‍🏫
11.7:1 Class Size
💰
$14,701 Per Student
A Very Good

Rogers Elementary School

📚 Pre-K – 04 Elementary
👥
245 Students
👨‍🏫
11.3:1 Class Size
💰
$14,701 Per Student
A Very Good

B R Miller Middle School

📚 07 – 08 Middle
👥
734 Students
👨‍🏫
13.9:1 Class Size
💰
$14,701 Per Student
A Very Good

Fisher Elementary School

📚 Pre-K – 04 Elementary
👥
375 Students
👨‍🏫
13.1:1 Class Size
💰
$14,701 Per Student
A Very Good

J C Hoglan Elementary School

📚 Pre-K – 04 Elementary
👥
335 Students
👨‍🏫
13.6:1 Class Size
💰
$14,701 Per Student
A Very Good

Lenihan Intermediate School

📚 05 – 06 School
👥
667 Students
👨‍🏫
13.1:1 Class Size
💰
$14,701 Per Student
A Very Good

Woodbury Elementary School

📚 Pre-K – 04 Elementary
👥
382 Students
👨‍🏫
14.3:1 Class Size
💰
$14,701 Per Student
B Good

Marshalltown High School

📚 09 – 12 High School
👥
1,613 Students
👨‍🏫
15.9:1 Class Size
💰
$14,701 Per Student
C Below Average

Marshalltown Virtual Academy

📚 07 – 12 High School
👥
78 Students
👨‍🏫
35.8:1 Class Size
💰
$14,701 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby 67 Off-Campus Students
C
Marshalltown Community College
1,870 students · 3.4 mi

Frequently Asked Questions

Does a duplex house hack pencil in Marshalltown, IA?

Marshalltown, IA offers a challenging house-hacking opportunity. Small multifamily or rent-by-the-room plays can pair well with the $978/mo rent level.

What is the average monthly rent in Marshalltown, IA?

Rental rates in Marshalltown, IA average $978/mo. Tenant demand and $180K home values make the yield look reasonable by investor standards.

How do experienced investors play Marshalltown, IA?

Most investors in Marshalltown, IA run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.

What is it like being a landlord in Marshalltown, IA?

Marshalltown, IA operates under IA law, which is landlord-friendly overall for landlords. Expect reliable treatment in typical lease and eviction cases.

Where do home prices stand in Marshalltown, IA?

Homes in Marshalltown, IA typically sell near $180K. Prices have moved at a 0.0% 5-year CAGR, which even-keeled long-term demand.

You know 50158 now. You don’t know where it ranks.

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How 50158 ranks in Marshalltown, IA

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