Real Estate Investing in Cecil, Ohio (45821)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 45821 (Cecil, OH)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
No major risk flags on the data we track.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Cecil, OH (45821)?
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Market Analysis: 45821 Cecil
The 45821 ZIP in Cecil, OH is a local-operator market. Outside capital chasing a $194K entry has to pair deep knowledge with the discount.
Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 45821 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.
The gap between 45821 and stronger Cecil ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.
A robust renter share of 7% in 45821 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.
The 45821 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.
Here's what matters if you're considering buying a home in Cecil:
Market Trends
Home Value History (with trend line)
📊 How Does 45821 Compare?
| Metric | 45821 | Cecil | Ohio |
|---|---|---|---|
| Home Value | $194,069 | $194,069 | $237,530 |
| 5-Year CAGR | 6.0% | 6.0% | 7.4% |
| Avg Rent | $873 | $873 | - |
| Cap Rate | 3.5% | 3.5% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 45821 (Cecil, OH). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $194,069 |
| Monthly Rent | $873 |
| Price-to-Rent | 18.5:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.4% |
| Cap Rate | 3.5% |
| 5-Year IRR | 9.5% |
📈 Home Appreciation
| 1-Year | +10.1% ▲ |
| 3-Year CAGR | +7.2% ▲ |
| 5-Year CAGR | +6.0% ▲ |
| 10-Year CAGR | +6.7% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 45821
Population: 710
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Nearby Colleges & Universities
Frequently Asked Questions
Are homes affordable in Cecil, OH?
Cecil, OH median home values land near $194K. That is reasonable territory for investors looking at $873/mo-per-month rentals.
How strong is tenant demand in Cecil, OH?
Cecil, OH draws a even-keeled base of working renters. Demand at the $873/mo rent level is reasonable for standard single-family and small multi rentals.
What are rental rates like in Cecil, OH?
Average rent in Cecil, OH is approximately $873/mo per month. Against $194K home values that yields a reasonable rent-to-price ratio.
What is the smart move for investors in Cecil, OH?
In Cecil, OH the sturdy play is typically careful cash-flow rentals with hands-on management. The combination of $194K prices and $873/mo rents suits that approach.
Are eviction rules reasonable in Cecil, OH?
For rental operators, Cecil, OH rates as landlord-friendly. The regulatory environment standard buy-and-hold operations.
You know 45821 now. You don’t know where it ranks.
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