Real Estate Investing in Stewart, Ohio (45778)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 45778 (Stewart, OH)? Our answer, based on the numbers below.
Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
- Elevated vacancy: 11.6% vacancy may signal weakening demand.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Stewart, OH (45778)?
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Market Analysis: 45778 Stewart
ZIP 45778 inside Athens County looks affordable on the surface — median value of $142K — but the discount exists for reasons that a careful buyer should understand before committing.
The investment case in 45778 is notable only for operators who understand what they are buying. A $142K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.
In the broader OH picture, 45778 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.
Who lives in 45778 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.
looks to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.
Here's what matters if you're considering buying a home in Stewart:
Market Trends
Home Value History (with trend line)
📊 How Does 45778 Compare?
| Metric | 45778 | Stewart | Athens, OH | Ohio |
|---|---|---|---|---|
| Home Value | $142,057 | $142,057 | N/A | $237,530 |
| 5-Year CAGR | 4.9% | 4.9% | N/A | 7.4% |
| Avg Rent | $1,053 | $1,053 | N/A | - |
| Cap Rate | 5.8% | 5.8% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 45778 (Stewart, OH). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $142,057 |
| Monthly Rent | $1,053 |
| Price-to-Rent | 11.2:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 8.9% |
| Cap Rate | 5.8% |
| 5-Year IRR | 10.7% |
📈 Home Appreciation
| 1-Year | +10.5% ▲ |
| 3-Year CAGR | +4.5% ▲ |
| 5-Year CAGR | +4.9% ▲ |
| 10-Year CAGR | +5.6% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 45778
Population: 1,131
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 45778
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
What price range are homes in Stewart, OH?
Expect median prices around $142K in Stewart, OH. The market has run at a 0.0% 5-year CAGR, so entry costs have been predictable.
Can I live-in-and-rent in Stewart, OH?
House hacking in Stewart, OH is reasonable to execute. Prices around $142K and rents of $1,053/mo solid owner-occupant economics.
How qualified is the tenant pool in Stewart, OH?
Tenant quality in Stewart, OH ranks as solid. Landlords generally report reliable occupancy at market rents of $1,053/mo.
How do landlord-tenant laws work in Stewart, OH?
Rental owners in Stewart, OH deal with a landlord-friendly legal framework. Most standard eviction processes run on reasonable timelines.
How much is rent in Stewart, OH?
The typical rental in Stewart, OH commands about $1,053/mo monthly. That rent profile measured cash flow against the $142K purchase basis.
You know 45778 now. You don’t know where it ranks.
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How 45778 ranks in Athens, OH
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