Real Estate Investing in Bowersville, Ohio (45307)
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Should you buy in 45307 (Bowersville, OH)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 13.4% of homes vacant — above national norms.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Bowersville, OH (45307)?
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Market Analysis: 45307 Bowersville
ZIP 45307 in Bowersville, OH carries a impressive set of headwinds. Home values near $133K and rents of $963/mo sit inside a market where underwriting has to be tight.
Distressed markets are won on execution, not on spreadsheets. ZIP 45307 records the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.
Nearby ZIPs in Bowersville have seen price recovery that 45307 has not matched. Greene County data supports the view that the spread is structural rather than temporary.
A durable renter share of 46% in 45307 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.
Strategically, 45307 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.
Here's what matters if you're considering buying a home in Bowersville:
Market Trends
Home Value History (with trend line)
📊 How Does 45307 Compare?
| Metric | 45307 | Bowersville | Dayton-Kettering, OH | Ohio |
|---|---|---|---|---|
| Home Value | $133,481 | $133,481 | N/A | $237,530 |
| 5-Year CAGR | 7.6% | 7.6% | N/A | 7.4% |
| Avg Rent | $963 | $963 | N/A | - |
| Cap Rate | 5.6% | 5.6% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 45307 (Bowersville, OH). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $133,481 |
| Monthly Rent | $963 |
| Price-to-Rent | 11.6:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 8.7% |
| Cap Rate | 5.6% |
| 5-Year IRR | 13.2% |
📈 Home Appreciation
| 1-Year | +11.2% ▲ |
| 3-Year CAGR | +12.5% ▲ |
| 5-Year CAGR | +7.6% ▲ |
| 10-Year CAGR | +9.0% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 45307
Population: 237
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Nearby Colleges & Universities
Frequently Asked Questions
What is the typical rental rate in Bowersville, OH?
Expect rents around $963/mo per month in Bowersville, OH. With home values at $133K, the yield math works out to reasonable levels for rental investors.
How deep is the rental pool in Bowersville, OH?
Working renters make up the core of the Bowersville, OH tenant base. The pool is reasonable for investors targeting long-term holds.
Is Bowersville, OH a smart market for rental property?
Bowersville, OH registers an investability rating of 3.0/5, with median home values near $133K and average rents around $963/mo. That combination puts it in the resilient tier for investor interest.
How high is vacancy risk in Bowersville, OH?
Bowersville, OH sees elevated vacancy, which is reasonable relative to the broader OH rental market.
Does house hacking make sense in Bowersville, OH?
For house hackers, Bowersville, OH is a challenging. The $963/mo rent on a unit helps defray the mortgage on a $133K property.
You know 45307 now. You don’t know where it ranks.
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How 45307 ranks in Dayton-Kettering, OH
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