Real Estate Investing in Jeffersonville, Ohio (43128)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Fayette County • Population: 2,038 • Data updated: September 2026

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Should you buy in 43128 (Jeffersonville, OH)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (63/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Jeffersonville, OH (43128)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $242,910
Avg Monthly Rent $882
1% Rule ✗ Does Not Meet
Median Income $49,792
% Renters 38.2%

Market Analysis: 43128 Jeffersonville

The 43128 ZIP in Jeffersonville, OH is a local-operator market. Outside capital chasing a $243K entry has to pair deep knowledge with the discount.

For an experienced owner, 43128 can be a worth a close look for hunting ground — but the discount at $243K reflects genuine risk that outside investors often underestimate.

Nearby ZIPs in Jeffersonville have seen price recovery that 43128 has not matched. Fayette County data supports the view that the spread is structural rather than temporary.

A robust renter share of 38% in 43128 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

appears to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Jeffersonville:

C+ Average
Buy Confidence Score: 60/100
Affordability
10/25
Appreciation
22/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.9× the median income
Value Trend
Rising (+6.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $882/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Washington Court House, OH Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
11.1%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Washington Court House, OH metro data
🏠

Property Strategy for 43128

Which property type performs best in this market?

Best for Cash Flow
2BR
5.2% cap rate
Best for Appreciation
2BR
+9.9% 5yr CAGR
Best Overall Value
3BR
$68,072/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $136,962 $980 5.2% +9.9% $68,481
3BR $204,217 $1,260 4.4% +9.3% $68,072
4BR $280,118 $1,400 3.6% +6.5% $70,029

Market Trends

Home Value History (with trend line)

$260K$225K$190K$155K$120K$85KJul 2006Jul 2016Jul 2026

📊 How Does 43128 Compare?

Metric 43128 Jeffersonville Washington Court House, OH Ohio
Home Value $242,910 $242,910 N/A $237,530
5-Year CAGR 5.9% 5.9% N/A 7.4%
Avg Rent $882 $882 N/A -
Cap Rate 2.8% 2.8% - -
💡 Why Invest in 43128? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 38% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 43128 (Jeffersonville, OH). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.8%
Low
5yr Growth
+5.9%
Moderate

📉 Market Crash Risk Index

Based on Washington Court House, OH metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
46%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $242,910
Monthly Rent $882
Price-to-Rent 23.0:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.4%
Cap Rate 2.8%
5-Year IRR 8.7%

📈 Home Appreciation

1-Year +6.6% ▲
3-Year CAGR +5.3% ▲
5-Year CAGR +5.9% ▲
10-Year CAGR +7.1% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.8%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
6.0%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.9%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 43128

Population: 2,038

💰 Median Household Income
$49,792
This area
$49,792
State
$68,496
USA
$74,580
🏠 Renter Occupied
38.2%
This area
38.2%
State
25.8%
USA
34.0%
💼 Unemployment Rate
3.0%
This area
3.0%
State
-9.1%
USA
3.7%
🎓 College Educated
9.0%
This area
9.0%
State
8.4%
USA
33.7%
👤 Median Age
41.3 years
This area
41.3 years
State
19.6 years
USA
38.9 years
🏚️ Vacancy Rate
6.0%
This area
6.0%
State
11.1%
USA
10.5%
👥 Population by Ethnicity
White 95.7%
Other/Mixed 3.5%
Hispanic/Latino 0.8%
Black/African American 0.8%
👶 Under 18
23.5%
This area
23.5%
USA
22.0%
👴 65 and Over
18.4%
This area
18.4%
USA
17.3%
📊 Poverty Rate
17.4%
This area
17.4%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

1 Nearby
C+
Cedarville University
5,374 students · 13.9 mi

Frequently Asked Questions

Is Jeffersonville in OH worth investing in?

Jeffersonville, OH rates 3.0/5 for investability. With median values at $243K and rents near $882/mo, the market offers reasonable fundamentals for rental investors.

What do rentals go for in Jeffersonville, OH?

Rents in Jeffersonville, OH run near $882/mo. Compared with median home prices of $243K that produces solid gross yields for typical rentals.

How strong is the working-renter base in Jeffersonville, OH?

Jeffersonville, OH offers a measured renter base at the $882/mo rent level. Tenant turnover is reasonable for well-managed properties.

What are vacancy rates like in Jeffersonville, OH?

Vacancy risk in Jeffersonville, OH is elevated. That supports measured cash flow for typical rental holds.

Does Jeffersonville, OH favor landlords or tenants?

For rental operators, Jeffersonville, OH rates as landlord-friendly. The regulatory environment standard buy-and-hold operations.

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How 43128 ranks in Washington Court House, OH

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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