Real Estate Investing in Tontogany, Ohio (43565)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Wood County • Population: 314 • Data updated: September 2026

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Should you buy in 43565 (Tontogany, OH)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (73/100)

Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Tontogany, OH (43565)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $190,988
Avg Monthly Rent $1,026
1% Rule ✗ Does Not Meet
Median Income $59,000
% Renters 28.5%

Market Analysis: 43565 Tontogany

Investors eyeing 43565 need to respect the fundamentals at play. Home values of $191K come alongside slower price movement and elevated management overhead.

For an experienced owner, 43565 can be a worth a close look for hunting ground — but the discount at $191K reflects genuine risk that outside investors often underestimate.

Within OH, ZIP 43565 trails on several market indicators that neighboring Wood County submarkets outperform. The gap is real and solid enough to shape underwriting.

Resident income in 43565 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

The right play in 43565 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Tontogany:

C+ Average
Buy Confidence Score: 68/100
Affordability
20/25
Appreciation
18/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.2× the median income
Value Trend
Rising (+6.0%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,026/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Toledo, OH Metro Area
Even conditions for buyers and sellers
30 days
Average time to sell
Fast
9.7%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Toledo, OH metro data

Market Trends

Home Value History (with trend line)

$201K$171K$141K$110K$80K$49KJun 2007Jan 2017Jul 2026

📊 How Does 43565 Compare?

Metric 43565 Tontogany Toledo, OH Ohio
Home Value $190,988 $190,988 N/A $237,530
5-Year CAGR 3.2% 3.2% N/A 7.4%
Avg Rent $1,026 $1,026 N/A -
Cap Rate 4.2% 4.2% - -
💡 Why Invest in 43565? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 43565 (Tontogany, OH). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.2%
Fair
5yr Growth
+3.2%
Moderate

📉 Market Crash Risk Index

Based on Toledo, OH metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
41%
Days Pending
0/2
30 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $190,988
Monthly Rent $1,026
Price-to-Rent 15.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.5%
Cap Rate 4.2%
5-Year IRR 7.4%

📈 Home Appreciation

1-Year +6.0% ▲
3-Year CAGR +2.8% ▲
5-Year CAGR +3.2% ▲
10-Year CAGR +5.2% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
0.0%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+3.2%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 43565

Population: 314

💰 Median Household Income
$59,000
This area
$59,000
State
$68,496
USA
$74,580
🏠 Renter Occupied
28.5%
This area
28.5%
State
25.8%
USA
34.0%
💼 Unemployment Rate
1.0%
This area
1.0%
State
-9.1%
USA
3.7%
🎓 College Educated
6.8%
This area
6.8%
State
8.4%
USA
33.7%
👤 Median Age
40.8 years
This area
40.8 years
State
19.6 years
USA
38.9 years
🏚️ Vacancy Rate
0.0%
This area
0.0%
State
11.1%
USA
10.5%
👥 Population by Ethnicity
White 85.8%
Other/Mixed 12.6%
Hispanic/Latino 6.8%
Asian 1.1%
Black/African American 0.5%
👶 Under 18
22.6%
This area
22.6%
USA
22.0%
👴 65 and Over
21.8%
This area
21.8%
USA
17.3%
📊 Poverty Rate
3.1%
This area
3.1%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 43565

C+ Avg School Grade
1 Schools
20.6:1 Avg Class Size
$11,724 Avg Per Pupil

Schools in This ZIP Code

C+ Average

Otsego Elementary School

📚 Pre-K – 05 Elementary
👥
825 Students
👨‍🏫
20.6:1 Class Size
💰
$11,724 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 497 Off-Campus Students
C+
Bowling Green State University-Main Campus
17,027 students · 6.0 mi
C+
Summit Salon Academy-Perrysburg
108 students · 10.6 mi
D
Stautzenberger College-Maumee
520 students · 11.6 mi
C
Professional Skills Institute
402 students · 11.8 mi
C
Orion Institute
60 students · 11.9 mi
D
Global Tech College
63 students · 13.9 mi
C
Athena Career Academy
395 students · 14.0 mi
B
Penta County Joint Vocational School
67 students · 14.3 mi

Frequently Asked Questions

Is Tontogany, OH a good place for real estate investing?

Tontogany, OH sits at an investability rating of 3.0/5, with median home values near $191K and average rents around $1,026/mo. That combination puts it in the significant tier for investor interest.

Which real estate strategy fits Tontogany, OH?

Investors who focus on careful cash-flow rentals with hands-on management typically do well in Tontogany, OH. The numbers - $191K homes against $1,026/mo rents - support that play.

How strong is the working-renter base in Tontogany, OH?

The renter base in Tontogany, OH is reasonable for the $1,026/mo price point. Screening well and pricing to market typically yields stable tenants.

How strict are landlord regulations in Tontogany, OH?

Rental owners in Tontogany, OH deal with a landlord-friendly legal framework. Most standard eviction processes run on reasonable timelines.

What is the rental occupancy rate in Tontogany, OH?

Tontogany, OH vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.

You know 43565 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 43565 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 43565 ranks in Toledo, OH

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable → 1% Rule →
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