Real Estate Investing in Eubank, Kentucky (42567)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Pulaski County • Population: 5,150 • Data updated: September 2026

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Should you buy in 42567 (Eubank, KY)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (60/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • High vacancy: 19.0% of homes vacant — above national norms.
  • Elevated poverty: 20.1% poverty rate — can affect rent collection.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Eubank, KY (42567)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $173,657
Avg Monthly Rent $846
1% Rule ✗ Does Not Meet
Median Income $57,864
% Renters 12.7%

Market Analysis: 42567 Eubank

This part of Pulaski County is not an easy win. The 42567 ZIP reports softness in key indicators, and the playbook that works in cleaner markets often stalls here.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $174K asset, 42567 is the wrong submarket. If the plan prices in friction, the yield can still work.

Within KY, ZIP 42567 trails on several market indicators that neighboring Pulaski County submarkets outperform. The gap is real and notable enough to shape underwriting.

Demographically, 42567 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

New investors are better served looking at Eubank's stable or hybrid ZIPs before stepping into 42567. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Eubank:

C+ Average
Buy Confidence Score: 68/100
Affordability
20/25
Appreciation
18/25
Stability
9/20
Timing
6/15
Rental backup
15/15
Affordability
Affordable
Homes cost 3× the median income
Value Trend
Rising (+7.1%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $846/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Somerset, KY Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
9.8%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Somerset, KY metro data

Market Trends

Home Value History (with trend line)

$183K$155K$127K$99K$71K$43KOct 2008Sep 2017Jul 2026

📊 How Does 42567 Compare?

Metric 42567 Eubank Somerset, KY Kentucky
Home Value $173,657 $173,657 N/A $225,788
5-Year CAGR 4.6% 4.6% N/A 6.9%
Avg Rent $846 $846 N/A -
Cap Rate 3.8% 3.8% - -
💡 Why Invest in 42567? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 42567 (Eubank, KY). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.8%
Low
5yr Growth
+4.6%
Moderate

📉 Market Crash Risk Index

Based on Somerset, KY metro

3/10
Moderate Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
3/3
77%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $173,657
Monthly Rent $846
Price-to-Rent 17.1:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.9%
Cap Rate 3.8%
5-Year IRR 8.4%

📈 Home Appreciation

1-Year +7.1% ▲
3-Year CAGR +1.9% ▲
5-Year CAGR +4.6% ▲
10-Year CAGR +8.1% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.8%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
19.0%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+4.6%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 42567

Population: 5,150

💰 Median Household Income
$57,864
This area
$57,864
State
$55,541
USA
$74,580
🏠 Renter Occupied
12.7%
This area
12.7%
State
23.6%
USA
34.0%
💼 Unemployment Rate
3.1%
This area
3.1%
State
-16.4%
USA
3.7%
🎓 College Educated
11.7%
This area
11.7%
State
-4.1%
USA
33.7%
👤 Median Age
44.1 years
This area
44.1 years
State
4.8 years
USA
38.9 years
🏚️ Vacancy Rate
19.0%
This area
19.0%
State
16.9%
USA
10.5%
👥 Population by Ethnicity
White 96.5%
Other/Mixed 3.5%
Hispanic/Latino 3.1%
👶 Under 18
22.6%
This area
22.6%
USA
22.0%
👴 65 and Over
15.0%
This area
15.0%
USA
17.3%
📊 Poverty Rate
20.1%
This area
20.1%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 42567

B+ Avg School Grade
1 Schools
12.7:1 Avg Class Size
$12,769 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

Eubank Elementary School

📚 Pre-K – 05 Elementary
👥
314 Students
👨‍🏫
12.7:1 Class Size
💰
$12,769 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby 2,848 Off-Campus Students
C+
Somerset Community College
5,766 students · 14.2 mi

Investor Insight: With 2,848 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How does Eubank, KY stack up for property investment?

Yes - Eubank, KY a 3.0/5 investability score. With $174K home prices against $846/mo monthly rent, the market delivers a reasonable entry point for new investors.

Can owner-occupants cash flow in Eubank, KY?

Eubank, KY offers a challenging house-hacking opportunity. Small multifamily or rent-by-the-room plays can pair well with the $846/mo rent level.

What is the average monthly rent in Eubank, KY?

Expect rents around $846/mo per month in Eubank, KY. With home values at $174K, the yield math works out to reasonable levels for rental investors.

How much does a house cost in Eubank, KY?

Homes in Eubank, KY typically sell near $174K. Prices have moved at a 0.0% 5-year CAGR, which predictable long-term demand.

What is the typical vacancy rate in Eubank, KY?

Occupancy in Eubank, KY runs measured with elevated vacancy. Well-priced units at $846/mo lease on reasonable timelines.

You know 42567 now. You don’t know where it ranks.

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How 42567 ranks in Somerset, KY

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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