Real Estate Investing in Crab Orchard, Kentucky (40419)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Lincoln County • Population: 5,128 • Data updated: September 2026

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Should you buy in 40419 (Crab Orchard, KY)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (65/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 19.4% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Crab Orchard, KY (40419)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $183,340
Avg Monthly Rent $783
1% Rule ✗ Does Not Meet
Median Income $46,672
% Renters 24.6%

Market Analysis: 40419 Crab Orchard

ZIP 40419 in Crab Orchard, KY carries a notable set of headwinds. Home values near $183K and rents of $783/mo sit inside a market where underwriting has to be tight.

The investment case in 40419 is durable only for operators who understand what they are buying. A $183K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

ZIP 40419's metrics run below Lincoln County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

Turning to rents, 5,128 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

Distressed ZIPs reward experience. durable returns are possible in 40419, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Crab Orchard:

B Good
Buy Confidence Score: 70/100
Affordability
15/25
Appreciation
25/25
Stability
9/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.9× the median income
Value Trend
Rising (+3.7%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $783/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Danville, KY Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
12.2%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Danville, KY metro data
🏠

Property Strategy for 40419

Which property type performs best in this market?

Best for Cash Flow
2BR
5.0% cap rate
Best for Appreciation
2BR
+12.3% 5yr CAGR
Best Overall Value
4BR
$57,681/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $124,642 $870 5.0% +12.3% $62,321
3BR $188,185 $1,070 4.1% +10.1% $62,728
4BR $230,725 $1,310 4.1% $57,681

Market Trends

Home Value History (with trend line)

$195K$168K$141K$115K$88K$61KJul 2009Jan 2018Jul 2026

📊 How Does 40419 Compare?

Metric 40419 Crab Orchard Danville, KY Kentucky
Home Value $183,340 $183,340 N/A $225,788
5-Year CAGR 7.4% 7.4% N/A 6.9%
Avg Rent $783 $783 N/A -
Cap Rate 3.3% 3.3% - -
💡 Why Invest in 40419? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 40419 (Crab Orchard, KY). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.3%
Low
5yr Growth
+7.4%
Strong

📉 Market Crash Risk Index

Based on Danville, KY metro

2/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
2/3
61%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $183,340
Monthly Rent $783
Price-to-Rent 19.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.1%
Cap Rate 3.3%
5-Year IRR 10.7%

📈 Home Appreciation

1-Year +3.7% ▲
3-Year CAGR +5.6% ▲
5-Year CAGR +7.4% ▲
10-Year CAGR +7.7% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.3%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
19.4%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+7.4%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 40419

Population: 5,128

💰 Median Household Income
$46,672
This area
$46,672
State
$55,541
USA
$74,580
🏠 Renter Occupied
24.6%
This area
24.6%
State
23.6%
USA
34.0%
💼 Unemployment Rate
5.6%
This area
5.6%
State
-16.4%
USA
3.7%
🎓 College Educated
11.0%
This area
11.0%
State
-4.1%
USA
33.7%
👤 Median Age
37.3 years
This area
37.3 years
State
4.8 years
USA
38.9 years
🏚️ Vacancy Rate
19.4%
This area
19.4%
State
16.9%
USA
10.5%
👥 Population by Ethnicity
White 97.6%
Other/Mixed 2.1%
Hispanic/Latino 0.4%
Black/African American 0.3%
👶 Under 18
27.3%
This area
27.3%
USA
22.0%
👴 65 and Over
15.2%
This area
15.2%
USA
17.3%
📊 Poverty Rate
17.9%
This area
17.9%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 40419

B+ Avg School Grade
1 Schools
12.0:1 Avg Class Size
$14,281 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

Crab Orchard Elementary School

📚 Pre-K – 05 Elementary
👥
284 Students
👨‍🏫
12.0:1 Class Size
💰
$14,281 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby
B
Berea College
1,487 students · 13.9 mi

Frequently Asked Questions

How expensive is real estate in Crab Orchard, KY?

The median home value in Crab Orchard, KY is roughly $183K. That puts it reasonable relative to the KY statewide average.

Can owner-occupants cash flow in Crab Orchard, KY?

Crab Orchard, KY offers a challenging house-hacking opportunity. Small multifamily or rent-by-the-room plays can pair well with the $783/mo rent level.

How high is vacancy risk in Crab Orchard, KY?

Vacancy risk in Crab Orchard, KY is elevated. That supports consistent cash flow for typical rental holds.

What is the average monthly rent in Crab Orchard, KY?

Rent in Crab Orchard, KY is around $783/mo. The resulting rent-to-value relationship with $183K pricing is reasonable for most investor models.

How strong is tenant demand in Crab Orchard, KY?

Working renters make up the core of the Crab Orchard, KY tenant base. The pool is reasonable for investors targeting long-term holds.

You know 40419 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 40419 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 40419 ranks in Danville, KY

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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