Real Estate Investing in Science Hill, Kentucky (42553)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Pulaski County • Population: 5,962 • Data updated: September 2026

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Should you buy in 42553 (Science Hill, KY)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (66/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 9.5% vacancy may signal weakening demand.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Science Hill, KY (42553)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $192,500
Avg Monthly Rent $792
1% Rule ✗ Does Not Meet
Median Income $44,078
% Renters 19.9%

Market Analysis: 42553 Science Hill

ZIP 42553 inside Pulaski County looks affordable on the surface — median value of $193K — but the discount exists for reasons that a careful buyer should understand before committing.

Distressed markets are won on execution, not on spreadsheets. ZIP 42553 reflects the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

In the broader KY picture, 42553 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

Employment concentration in 42553 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

appears to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Science Hill:

C+ Average
Buy Confidence Score: 63/100
Affordability
15/25
Appreciation
18/25
Stability
9/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.4× the median income
Value Trend
Rising (+8.1%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $792/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Somerset, KY Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
9.8%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Somerset, KY metro data

Market Trends

Home Value History (with trend line)

$207K$173K$139K$105K$72K$38KJul 2006Jul 2016Jul 2026

📊 How Does 42553 Compare?

Metric 42553 Science Hill Somerset, KY Kentucky
Home Value $192,500 $192,500 N/A $225,788
5-Year CAGR 4.5% 4.5% N/A 6.9%
Avg Rent $792 $792 N/A -
Cap Rate 3.2% 3.2% - -
💡 Why Invest in 42553? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 42553 (Science Hill, KY). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.2%
Low
5yr Growth
+4.5%
Moderate

📉 Market Crash Risk Index

Based on Somerset, KY metro

3/10
Moderate Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
3/3
77%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $192,500
Monthly Rent $792
Price-to-Rent 20.3:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.9%
Cap Rate 3.2%
5-Year IRR 7.7%

📈 Home Appreciation

1-Year +8.1% ▲
3-Year CAGR +2.6% ▲
5-Year CAGR +4.5% ▲
10-Year CAGR +9.0% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
9.5%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+4.5%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 42553

Population: 5,962

💰 Median Household Income
$44,078
This area
$44,078
State
$55,541
USA
$74,580
🏠 Renter Occupied
19.9%
This area
19.9%
State
23.6%
USA
34.0%
💼 Unemployment Rate
3.8%
This area
3.8%
State
-16.4%
USA
3.7%
🎓 College Educated
9.8%
This area
9.8%
State
-4.1%
USA
33.7%
👤 Median Age
34.3 years
This area
34.3 years
State
4.8 years
USA
38.9 years
🏚️ Vacancy Rate
9.5%
This area
9.5%
State
16.9%
USA
10.5%
👥 Population by Ethnicity
White 97.2%
Other/Mixed 2.7%
Hispanic/Latino 1.2%
👶 Under 18
26.4%
This area
26.4%
USA
22.0%
👴 65 and Over
15.7%
This area
15.7%
USA
17.3%
📊 Poverty Rate
13.0%
This area
13.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 42553

B Avg School Grade
1 Schools
16.3:1 Avg Class Size
$12,692 Avg Per Pupil

Schools in This ZIP Code

B Good

Science Hill Elementary School

📚 Pre-K – 08 School
👥
506 Students
👨‍🏫
16.3:1 Class Size
💰
$12,692 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby 2,848 Off-Campus Students
C+
Somerset Community College
5,766 students · 9.0 mi

Investor Insight: With 2,848 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Are homes affordable in Science Hill, KY?

Science Hill, KY median home values land near $193K. That is reasonable territory for investors looking at $792/mo-per-month rentals.

Are rents high in Science Hill, KY?

Rents in Science Hill, KY run near $792/mo. Compared with median home prices of $193K that produces solid gross yields for typical rentals.

What is the typical renter like in Science Hill, KY?

Science Hill, KY offers a measured renter base at the $792/mo rent level. Tenant turnover is reasonable for well-managed properties.

What type of investing works in Science Hill, KY?

A careful cash-flow rentals with hands-on management strategy Science Hill, KY best. The market produces even-keeled results for that approach at the $193K price point.

How landlord-friendly is Science Hill, KY?

Landlord-friendliness in Science Hill, KY is landlord-friendly. Eviction timelines and lease enforcement are considered reasonable by most property managers.

You know 42553 now. You don’t know where it ranks.

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How 42553 ranks in Somerset, KY

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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