Most Affordable ZIP Codes in Somerset, KY (2026)
The lowest entry prices that still hold a decent investability rating — cheap is only useful if the market underneath it is sound.
| # | ZIP | City | Home value | Rent | Cap rate | 5-yr growth |
|---|---|---|---|---|---|---|
| 1 | 42519 | Burnside, KY | $105,862 | $801 | 5.90% | -2.4% |
| 2 | 42544 | Nancy, KY | $147,373 | $783 | 4.14% | 2.6% |
| 3 | 42501 | Somerset, KY | $158,110 | $948 | 4.67% | 2.2% |
| 4 | 42533 | Ferguson, KY | $162,721 | $783 | 3.75% | 3.5% |
| 5 | 42567 | Eubank, KY | $173,657 | $846 | 3.80% | 4.6% |
| 6 | 42553 | Science Hill, KY | $192,500 | $792 | 3.21% | 4.5% |
| 7 | 42518 | Bronston, KY | $201,759 | $855 | 3.31% | 3.6% |
| 8 | 42503 | Somerset, KY | $234,486 | $1,458 | 4.85% | 3.8% |
Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →
Same metro, different strategy
Cash Flow in Somerset, KY · Appreciation in Somerset, KY
Or see the full Somerset, KY metro profile.