Real Estate Investing in Ferguson, Kentucky

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

1 ZIP codes • Population: 897 • Pulaski County

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Should you buy in Ferguson, KY? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (51/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
3 flags
  • Elevated vacancy: 11.8% vacancy may signal weakening demand.
  • Elevated poverty: 21.1% poverty rate — can affect rent collection.
  • Lower household income: $35,863 median — tenant affordability is tighter.

What’s happening in Ferguson, KY?

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3.0/ 5

Investability

Citywide average

2.0/ 5

Appreciation

3.5% 5yr CAGR

5.0/ 5

Landlord Climate

Regulatory friendliness

🏦 30-yr Fixed Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS
Avg Investability
Avg Home Value $162,721
Avg Monthly Rent $783
ZIP Codes 1

Investing in Ferguson Real Estate

This is a distressed-leaning corner of Kentucky: Ferguson has 1 ZIPs and a sizable population, and the investment math only works for investors who truly understand the market.

A 3.0 rating and a 5-year CAGR of 0.0% are the kinds of numbers that warrant real local underwriting, not spreadsheet tourism. Ferguson is in that category.

Transaction volume in Ferguson has thinned in a way that amplifies price discovery risk. On balance, investors without local context should treat every number on the page with skepticism.

Ferguson's population trends and income levels suggest a market where affordability is strained, which constrains how aggressively rents can rise without hurting collections.

A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Best ZIP codes in Somerset, KY

Ferguson is part of this metro. Every ZIP in it, ranked. Free.

Cash Flow → Appreciation → Affordable →

Landlord Ground Truth

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Avg Home Value
$162,721
Avg Monthly Rent
$783
1% Rule
✗ Below
Landlord Friendly (KY)

📉 Market Crash Risk Index

Based on Somerset, KY metro

3/10
Moderate Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
3/3
77%
Days Pending
0/2
0 days

View all metro crash risk rankings →

☀️ Warm Market — Somerset, KY metro
0
Days to pending
9.8%
Listings with price cuts
0.0%
Sale-to-list ratio
📅 Data as of August 29, 2026 — updated weekly

ZIP Codes in Ferguson, KY

Screen every ZIP in Ferguson

Filter Ferguson’s ZIPs by cap rate, vacancy, appreciation and 30+ more criteria, and export your shortlist to CSV — with the Investor plan ($19/mo).

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Frequently Asked Questions About Ferguson, KY

Is Ferguson, KY a good place for real estate investing?

Yes - Ferguson, KY a 3.0/5 investability score. With $163K home prices against $783/mo monthly rent, the market delivers a reasonable entry point for new investors.

How do landlord-tenant laws work in Ferguson, KY?

KY law landlord-friendly for landlords, and Ferguson inherits those rules. Investors should still review local ordinances for rental licensing.

Where do rents currently stand in Ferguson, KY?

The typical rental in Ferguson, KY commands about $783/mo monthly. That rent profile reliable cash flow against the $163K purchase basis.

What are vacancy rates like in Ferguson, KY?

Vacancy in Ferguson, KY is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $783/mo.

Is Ferguson, KY good for house hacking?

The house hack math a challenging in Ferguson, KY. Owner-occupant buyers benefit from the $783/mo rents and $163K home values.

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