Somerset, KY Metro Area - Investment Guide
Metro Area • 7 Cities • 8 ZIP Codes
Avg Home Value
$172,059
Avg Monthly Rent
$908
Avg Cap Rate
4.20%
Avg Investability
3.0 ★
Cities
7
ZIP Codes
8
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Market Trends
Metro Home Value History
Metro Rent History
🏦 30-yr Fixed Rate:
6.76%
as of Sep 10
Source: Freddie Mac PMMS
☀️
WARM MARKET
Somerset, KY Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
9.8%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅
Market conditions data as of August 29, 2026 — updated weekly
Best ZIP codes in Somerset, KY
Every ZIP in the metro, ranked four ways. Free.
Cities in Somerset, KY
Top ZIP Codes by Investability
| ZIP Code | City | State | Home Value | Rent | Cap Rate | Rating |
|---|---|---|---|---|---|---|
| 42544 | Nancy | KY | $152,061 | $783 | 4.02% | |
| 42503 | Somerset | KY | $226,278 | $1,350 | 4.65% | |
| 42553 | Science Hill | KY | $197,235 | $792 | 3.13% | |
| 42518 | Bronston | KY | $191,868 | $855 | 3.48% | |
| 42519 | Burnside | KY | $98,037 | $801 | 6.37% | |
| 42567 | Eubank | KY | $174,791 | $846 | 3.78% | |
| 42533 | Ferguson | KY | $156,706 | $783 | 3.90% | |
| 42501 | Somerset | KY | $158,455 | $801 | 3.94% | |
| 42544 | Nancy | KY | $139,207 | $783 | 4.39% | |
| 42553 | Science Hill | KY | $174,147 | $792 | 3.55% | |
| 42503 | Somerset | KY | $232,276 | $1,325 | 4.45% | |
| 42518 | Bronston | KY | $190,944 | $855 | 3.49% | |
| 42567 | Eubank | KY | $157,968 | $846 | 4.18% | |
| 42519 | Burnside | KY | $107,975 | $801 | 5.79% | |
| 42533 | Ferguson | KY | $161,728 | $783 | 3.78% | |
| 42501 | Somerset | KY | $158,110 | $948 | 4.67% | |
| 42544 | Nancy | KY | $147,494 | $783 | 4.14% | |
| 42553 | Science Hill | KY | $185,214 | $792 | 3.34% | |
| 42503 | Somerset | KY | $234,486 | $1,458 | 4.85% | |
| 42518 | Bronston | KY | $201,759 | $855 | 3.31% | |
| 42567 | Eubank | KY | $164,761 | $846 | 4.01% | |
| 42519 | Burnside | KY | $105,862 | $801 | 5.90% | |
| 42501 | Somerset | KY | $151,247 | $801 | 4.13% | |
| 42533 | Ferguson | KY | $162,721 | $783 | 3.75% | |
| 42544 | Nancy | KY | $147,373 | $783 | 4.14% | |
| 42503 | Somerset | KY | $225,806 | $1,325 | 4.58% | |
| 42518 | Bronston | KY | $183,779 | $855 | 3.63% | |
| 42553 | Science Hill | KY | $192,500 | $792 | 3.21% | |
| 42519 | Burnside | KY | $93,333 | $801 | 6.69% | |
| 42567 | Eubank | KY | $173,657 | $846 | 3.80% | |
| 42533 | Ferguson | KY | $155,018 | $783 | 3.94% | |
| 42501 | Somerset | KY | $161,527 | $801 | 3.87% | |
| 42544 | Nancy | KY | $140,373 | $783 | 4.35% | |
| 42553 | Science Hill | KY | $178,831 | $792 | 3.45% | |
| 42503 | Somerset | KY | $239,491 | $1,458 | 4.75% | |
| 42518 | Bronston | KY | $194,535 | $855 | 3.43% | |
| 42567 | Eubank | KY | $157,788 | $846 | 4.18% | |
| 42519 | Burnside | KY | $117,512 | $801 | 5.32% | |
| 42501 | Somerset | KY | $148,921 | $801 | 4.20% | |
| 42533 | Ferguson | KY | $164,341 | $783 | 3.72% | |
| 42544 | Nancy | KY | $151,739 | $783 | 4.02% | |
| 42503 | Somerset | KY | $226,278 | $1,350 | 4.65% | |
| 42518 | Bronston | KY | $191,868 | $855 | 3.48% | |
| 42553 | Science Hill | KY | $193,963 | $792 | 3.18% | |
| 42519 | Burnside | KY | $98,037 | $801 | 6.37% | |
| 42567 | Eubank | KY | $175,245 | $846 | 3.77% | |
| 42533 | Ferguson | KY | $156,706 | $783 | 3.90% | |
| 42501 | Somerset | KY | $162,222 | $801 | 3.85% | |
| 42544 | Nancy | KY | $139,207 | $783 | 4.39% | |
| 42553 | Science Hill | KY | $174,147 | $792 | 3.55% |
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About Somerset, KY Real Estate Market
The Somerset, KY metropolitan statistical area (MSA) encompasses 7 cities and 8 ZIP codes. The average home value across the metro is $172,059, with an average monthly rent of $908. Explore individual cities and ZIP codes to find investment opportunities that match your criteria.