Real Estate Investing in Campton, Kentucky (41301)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Wolfe County • Population: 5,804 • Data updated: September 2026

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Should you buy in 41301 (Campton, KY)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (57/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
5 flags
  • High vacancy: 19.5% of homes vacant — above national norms.
  • 1-year downturn: Values declined 21.7% in the last year.
  • Elevated poverty: 27.0% poverty rate — can affect rent collection.
  • Higher unemployment: 7.8% unemployment — tenant risk signal.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Campton, KY (41301)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $130,385
Avg Monthly Rent $783
1% Rule ✗ Does Not Meet
Median Income $29,316
% Renters 32.3%

Market Analysis: 41301 Campton

Investors eyeing 41301 need to respect the fundamentals at play. Home values of $130K come alongside slower price movement and elevated management overhead.

The investment case in 41301 is sturdy only for operators who understand what they are buying. A $130K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

Nearby ZIPs in Campton have seen price recovery that 41301 has not matched. Wolfe County data supports the view that the spread is structural rather than temporary.

Demographically, 41301 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

Strategically, 41301 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Campton:

C+ Average
Buy Confidence Score: 61/100
Affordability
15/25
Appreciation
14/25
Stability
9/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.4× the median income
Value Trend
Declining (-21.7%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $783/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$179K$154K$130K$106K$82K$57KFeb 2016May 2021Jul 2026

📊 How Does 41301 Compare?

Metric 41301 Campton Kentucky
Home Value $130,385 $130,385 $225,788
5-Year CAGR 2.4% 2.4% 6.9%
Avg Rent $783 $783 -
Cap Rate 4.7% 4.7% -
💡 Why Invest in 41301? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 41301 (Campton, KY). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.7%
Fair
5yr Growth
+2.4%
Slow

📊 Market Snapshot

Home Value $130,385
Monthly Rent $783
Price-to-Rent 13.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 7.2%
Cap Rate 4.7%
5-Year IRR 7.0%

📈 Home Appreciation

1-Year -21.7% ▼
3-Year CAGR -2.2% ▼
5-Year CAGR +2.4% ▲
10-Year CAGR +6.8% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.7%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
19.5%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+2.4%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 41301

Population: 5,804

💰 Median Household Income
$29,316
This area
$29,316
State
$55,541
USA
$74,580
🏠 Renter Occupied
32.3%
This area
32.3%
State
23.6%
USA
34.0%
💼 Unemployment Rate
7.8%
This area
7.8%
State
-16.4%
USA
3.7%
🎓 College Educated
6.5%
This area
6.5%
State
-4.1%
USA
33.7%
👤 Median Age
41.3 years
This area
41.3 years
State
4.8 years
USA
38.9 years
🏚️ Vacancy Rate
19.5%
This area
19.5%
State
16.9%
USA
10.5%
👥 Population by Ethnicity
White 98.9%
Other/Mixed 0.9%
Black/African American 0.1%
Asian 0.1%
👶 Under 18
23.2%
This area
23.2%
USA
22.0%
👴 65 and Over
20.3%
This area
20.3%
USA
17.3%
📊 Poverty Rate
27.0%
This area
27.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 41301

A+ Avg School Grade
3 Schools
12.3:1 Avg Class Size
$17,673 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Campton Elementary School

📚 K – 06 School
👥
313 Students
👨‍🏫
11.2:1 Class Size
💰
$17,673 Per Student
A+ Excellent

Wolfe County High School

📚 09 – 12 High School
👥
349 Students
👨‍🏫
14.5:1 Class Size
💰
$17,673 Per Student
A Very Good

Wolfe County Middle School

📚 07 – 08 Middle
👥
152 Students
👨‍🏫
11.3:1 Class Size
💰
$17,673 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby
C+
Kentucky Mountain Bible College
87 students · 8.6 mi

Frequently Asked Questions

What kind of tenants rent in Campton, KY?

Tenant demand in Campton, KY is solid. The local workforce $783/mo rents across most rental classes.

What approach is best for Campton, KY real estate?

Campton, KY investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($130K prices, $783/mo rents) make it a reasonable choice.

Is housing expensive in Campton, KY?

Expect median prices around $130K in Campton, KY. The market has run at a 0.0% 5-year CAGR, so entry costs have been predictable.

How strict are landlord regulations in Campton, KY?

Campton, KY falls under KY landlord-tenant law, which is landlord-friendly. That backdrop makes day-to-day property management reasonable.

What are vacancy rates like in Campton, KY?

Vacancy risk in Campton, KY is elevated. That supports predictable cash flow for typical rental holds.

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