Real Estate Investing in Jackson, Kentucky (41339)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Breathitt County • Population: 10,563 • Data updated: September 2026

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Should you buy in 41339 (Jackson, KY)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (61/100)

Mixed — values have been flat. OK for long-horizon buyers, less attractive if you may need to sell soon.

📈 For Investors
STRONG
4.0 / 5 (81/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
5 flags
  • High vacancy: 14.9% of homes vacant — above national norms.
  • Declining values: -2.1% 5-year CAGR — values have moved lower.
  • 1-year downturn: Values declined 24.8% in the last year.
  • Elevated poverty: 20.8% poverty rate — can affect rent collection.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Jackson, KY (41339)?

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4.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

5.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $77,774
Avg Monthly Rent $792
1% Rule ✓ Meets
Median Income $38,209
% Renters 27.3%

Market Analysis: 41339 Jackson

The 41339 ZIP in Jackson is not a pristine, turnkey story — it is a value-add map. Stock is older, prices near $78K are approachable, and upside sits in the rehab line.

Flippers and value-add operators have treated 41339 as a working ZIP for a reason. Entry prices around $78K and a deep rental base of 27% renters underpin the exit strategy on both the sale and rent sides.

Regionally, 41339 sits on the affordable end of the Breathitt County map. Put differently, the absolute numbers are modest, the spread between acquisition price and post-rehab value is wider than in turnkey ZIPs.

Put differently, incomes in 41339 sit below the county median, the tenant pool is deep and the demand for upgraded rental stock consistently outruns supply.

Experienced operators with contractor networks find 41339 a strong candidate for. First-time flippers often underestimate scope, budget, and timeline, which is how deals here turn sour.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Jackson:

C Below Average
Buy Confidence Score: 59/100
Affordability
25/25
Appreciation
0/25
Stability
11/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2× the median income
Value Trend
Declining (-24.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $792/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
🏠

Property Strategy for 41339

Which property type performs best in this market?

Best for Cash Flow
2BR
7.9% cap rate
Best for Appreciation
2BR
+11.2% 5yr CAGR
Best Overall Value
2BR
$40,021/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $80,043 $880 7.9% +11.2% $40,021
3BR $137,358 $1,210 6.3% +9.5% $45,786

Market Trends

Home Value History (with trend line)

$111K$100K$89K$78K$67K$57KFeb 2016May 2021Jul 2026

📊 How Does 41339 Compare?

Metric 41339 Jackson Kentucky
Home Value $77,774 $77,774 $225,788
5-Year CAGR N/A N/A 6.9%
Avg Rent $792 $792 -
Cap Rate 7.9% 7.9% -
💡 Why Invest in 41339? Click to expand

This ZIP code meets the 1% rule with rent at $792/mo on homes averaging $77,774 — a strong indicator of cash flow potential.

Our analysis gives this area a 4/5 investability rating, placing it in the top tier for rental property potential.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 41339 (Jackson, KY). Anonymous, moderated, never written by AI.

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Investability
Excellent
Cap Rate
7.9%
Good
5yr Growth
-2.1%
Declining

📊 Market Snapshot

Home Value $77,774
Monthly Rent $792
Price-to-Rent 8.2:1
1% Rule ✓ Passes

💰 Return Metrics

Gross Yield 12.2%
Cap Rate 7.9%
5-Year IRR 5.9%

📈 Home Appreciation

1-Year -24.8% ▼
3-Year CAGR -2.8% ▼
5-Year CAGR -2.1% ▼
10-Year CAGR +2.4% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Positive Leverage Market Cap Rate: 7.9%  |  30yr Rate: 6.8%
Leverage may enhance returns here.

The estimated cap rate (7.9%) exceeds the current 30-yr mortgage rate (6.8%). When borrowing costs less than a property yields, leverage can increase your cash-on-cash return above the cap rate.

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
14.9%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
-2.1%
Declining
Eviction process: Fast Rent control: Favorable

Demographics in 41339

Population: 10,563

💰 Median Household Income
$38,209
This area
$38,209
State
$55,541
USA
$74,580
🏠 Renter Occupied
27.3%
This area
27.3%
State
23.6%
USA
34.0%
💼 Unemployment Rate
4.9%
This area
4.9%
State
-16.4%
USA
3.7%
🎓 College Educated
17.5%
This area
17.5%
State
-4.1%
USA
33.7%
👤 Median Age
41.4 years
This area
41.4 years
State
4.8 years
USA
38.9 years
🏚️ Vacancy Rate
14.9%
This area
14.9%
State
16.9%
USA
10.5%
👥 Population by Ethnicity
White 95.8%
Other/Mixed 2.0%
Hispanic/Latino 1.5%
Black/African American 1.2%
Asian 1.0%
👶 Under 18
20.8%
This area
20.8%
USA
22.0%
👴 65 and Over
16.5%
This area
16.5%
USA
17.3%
📊 Poverty Rate
20.8%
This area
20.8%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 41339

B+ Avg School Grade
7 Schools
15.5:1 Avg Class Size
$19,224 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Breathitt County High School

📚 07 – 12 High School
👥
731 Students
👨‍🏫
16.9:1 Class Size
💰
$20,196 Per Student
A Very Good

Breathitt Elementary

📚 Pre-K – 02 Elementary
👥
373 Students
👨‍🏫
15.6:1 Class Size
💰
$20,196 Per Student
A Very Good

Sebastian Elementary School

📚 03 – 06 School
👥
373 Students
👨‍🏫
17.0:1 Class Size
💰
$20,196 Per Student
B+ Above Average

Jackson City School

📚 Pre-K – 12 K-12
👥
356 Students
👨‍🏫
16.2:1 Class Size
💰
$14,361 Per Student
B+ Above Average

Breathitt Learning Academy

📚 06 – 12 High School
👥
17 Students
👨‍🏫
8.5:1 Class Size
💰
$20,196 Per Student
C+ Average

Breathitt Regional School

📚 06 – 12 High School
👥
38 Students
👨‍🏫
19.0:1 Class Size
💰
$20,196 Per Student
C Below Average

Breathitt County Area Technology Center

📚 08 – 12 High School Limited Data
👥
1 Students
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby
C+
Kentucky Mountain Bible College
87 students · 9.4 mi

Frequently Asked Questions

How much is rent in Jackson, KY?

The typical rental in Jackson, KY commands about $792/mo monthly. That rent profile reliable cash flow against the $78K purchase basis.

What strategy should investors use in Jackson, KY?

Jackson, KY investors pursuing value-add and BRRRR deals. The underlying economics ($78K prices, $792/mo rents) make it a reasonable choice.

How strong is Jackson, KY for real estate investors?

Yes - Jackson, KY a 4.0/5 investability score. With $78K home prices against $792/mo monthly rent, the market delivers a reasonable entry point for new investors.

Can I live-in-and-rent in Jackson, KY?

House hacking in Jackson, KY is reasonable to execute. Prices around $78K and rents of $792/mo solid owner-occupant economics.

What is the average home sale price in Jackson, KY?

The median home value in Jackson, KY is roughly $78K. That puts it reasonable relative to the KY statewide average.

You know 41339 now. You don’t know where it ranks.

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