Real Estate Investing in Chavies, Kentucky (41727)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Perry County • Population: 1,500 • Data updated: September 2026

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Should you buy in 41727 (Chavies, KY)? Our answer, based on the numbers below.

🏠 For Homebuyers
GREAT FIT
Grade A (93/100)

Strong fundamentals — affordable, appreciating, and stable. A confident pick for primary residence.

📈 For Investors
MIXED
3.0 / 5 (52/100)

Rare combination of both appreciation and cash flow. These markets don't last long — worth serious consideration.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Chavies, KY (41727)?

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3.0/ 5

Investability

Overall investment appeal

4.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $131,784
Avg Monthly Rent $846
1% Rule ✗ Does Not Meet
Median Income $68,143
% Renters 9.1%

Market Analysis: 41727 Chavies

The 41727 ZIP in Chavies, KY is a local-operator market. Outside capital chasing a $132K entry has to pair deep knowledge with the discount.

Rent of $846/mo on a $132K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 41727 sits below the stated 0.0% once reality is priced in.

Nearby ZIPs in Chavies have seen price recovery that 41727 has not matched. Perry County data supports the view that the spread is structural rather than temporary.

The demographic picture in 41727 includes headwinds that any investor should price in. Income distribution skews lower than Chavies averages, and tenant stability requires active management.

Strategy in 41727 is an operator game, not a passive one. From a cash-flow lens, entry prices of $132K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Chavies:

B+ Great
Buy Confidence Score: 80/100
Affordability
25/25
Appreciation
25/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 1.9× the median income
Value Trend
Stable (+2.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $846/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This area shows favorable conditions for homebuyers. Solid fundamentals with reasonable affordability.

Market Trends

Home Value History (with trend line)

$139K$125K$112K$98K$85K$71KJun 2020Jul 2023Jul 2026

📊 How Does 41727 Compare?

Metric 41727 Chavies Kentucky
Home Value $131,784 $131,784 $225,788
5-Year CAGR 9.6% 9.6% 6.9%
Avg Rent $846 $846 -
Cap Rate 5.0% 5.0% -
💡 Why Invest in 41727? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 41727 (Chavies, KY). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
5.0%
Fair
5yr Growth
+9.6%
Strong

📊 Market Snapshot

Home Value $131,784
Monthly Rent $846
Price-to-Rent 13.0:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 7.7%
Cap Rate 5.0%
5-Year IRR 14.6%

📈 Home Appreciation

1-Year +2.6% ▲
3-Year CAGR +11.8% ▲
5-Year CAGR +9.6% ▲
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 5.0%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
0.0%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+9.6%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 41727

Population: 1,500

💰 Median Household Income
$68,143
This area
$68,143
State
$55,541
USA
$74,580
🏠 Renter Occupied
9.1%
This area
9.1%
State
23.6%
USA
34.0%
💼 Unemployment Rate
2.0%
This area
2.0%
State
-16.4%
USA
3.7%
🎓 College Educated
9.2%
This area
9.2%
State
-4.1%
USA
33.7%
👤 Median Age
31.6 years
This area
31.6 years
State
4.8 years
USA
38.9 years
🏚️ Vacancy Rate
0.0%
This area
0.0%
State
16.9%
USA
10.5%
👥 Population by Ethnicity
White 99.5%
Other/Mixed 0.5%
👶 Under 18
29.2%
This area
29.2%
USA
22.0%
👴 65 and Over
10.7%
This area
10.7%
USA
17.3%
📊 Poverty Rate
10.8%
This area
10.8%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

2 Nearby 1,273 Off-Campus Students
D
Galen College of Nursing-ARH
424 students · 8.1 mi
C+
Hazard Community and Technical College
3,039 students · 11.7 mi

Investor Insight: With 1,273 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Is vacancy a concern in Chavies, KY?

Rental vacancy in Chavies, KY is elevated. Investors should budget normal turnover but not chronic empty units.

What strategy should investors use in Chavies, KY?

A careful cash-flow rentals with hands-on management strategy Chavies, KY best. The market produces steady results for that approach at the $132K price point.

What monthly rent should investors expect in Chavies, KY?

Average rent in Chavies, KY is approximately $846/mo per month. Against $132K home values that yields a reasonable rent-to-price ratio.

Does house hacking make sense in Chavies, KY?

House hacking in Chavies, KY is reasonable to execute. Prices around $132K and rents of $846/mo solid owner-occupant economics.

Is Chavies, KY a good place for real estate investing?

Yes - Chavies, KY a 3.0/5 investability score. With $132K home prices against $846/mo monthly rent, the market delivers a reasonable entry point for new investors.

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