Real Estate Investing in Ary, Kentucky (41722)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Knott County • Population: 1,190 • Data updated: September 2026

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Should you buy in 41722 (Ary, KY)? Our answer, based on the numbers below.

🏠 For Homebuyers
GREAT FIT
Grade A (85/100)

Strong fundamentals — affordable, appreciating, and stable. A confident pick for primary residence.

📈 For Investors
STRONG
5.0 / 5 (100/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
3 flags
  • Elevated vacancy: 10.5% vacancy may signal weakening demand.
  • Elevated poverty: 39.0% poverty rate — can affect rent collection.
  • Higher unemployment: 9.5% unemployment — tenant risk signal.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Ary, KY (41722)?

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5.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

5.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $69,341
Avg Monthly Rent $783
1% Rule ✓ Meets
Median Income $40,128
% Renters 18.5%

Market Analysis: 41722 Ary

Homes in the 41722 ZIP trade near $69K, a discount that has historically rewarded investors willing to renovate. Rent comps near $783/mo support the pro forma.

The a solid fit for angle here is forced equity, not market equity. ZIP 41722 rewards investors who can execute on scope, timeline, and tenant turnover.

The a strong candidate for piece of regional context is that nearby ZIPs with newer stock and higher basis have priced out of the value-add game. 41722 has not.

From an investor standpoint, incomes in 41722 sit below the county median, the tenant pool is deep and the demand for upgraded rental stock consistently outruns supply.

The solid opportunity in 41722 is buying the worst house on the block, fixing it, and renting it at the top of the local band. That is the strategy, repeated.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Ary:

B Good
Buy Confidence Score: 73/100
Affordability
25/25
Appreciation
18/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 1.7× the median income
Value Trend
Stable (+1.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $783/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$73K$68K$62K$57K$52K$47KFeb 2016May 2021Jul 2026

📊 How Does 41722 Compare?

Metric 41722 Ary Kentucky
Home Value $69,341 $34,670 $225,788
5-Year CAGR 4.3% 4.3% 6.9%
Avg Rent $783 $783 -
Cap Rate 8.8% 8.8% -
💡 Why Invest in 41722? Click to expand

This ZIP code meets the 1% rule with rent at $783/mo on homes averaging $69,341 — a strong indicator of cash flow potential.

Our analysis gives this area a 5/5 investability rating, placing it in the top tier for rental property potential.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 41722 (Ary, KY). Anonymous, moderated, never written by AI.

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Investability
Excellent
Cap Rate
8.8%
Excellent
5yr Growth
+4.3%
Moderate

📊 Market Snapshot

Home Value $69,341
Monthly Rent $783
Price-to-Rent 7.4:1
1% Rule ✓ Passes

💰 Return Metrics

Gross Yield 13.6%
Cap Rate 8.8%
5-Year IRR 13.1%

📈 Home Appreciation

1-Year +1.2% ▲
3-Year CAGR +6.4% ▲
5-Year CAGR +4.3% ▲
10-Year CAGR +2.7% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Positive Leverage Market Cap Rate: 8.8%  |  30yr Rate: 6.8%
Leverage may enhance returns here.

The estimated cap rate (8.8%) exceeds the current 30-yr mortgage rate (6.8%). When borrowing costs less than a property yields, leverage can increase your cash-on-cash return above the cap rate.

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
10.5%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+4.3%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 41722

Population: 1,190

💰 Median Household Income
$40,128
This area
$40,128
State
$55,541
USA
$74,580
🏠 Renter Occupied
18.5%
This area
18.5%
State
23.6%
USA
34.0%
💼 Unemployment Rate
9.5%
This area
9.5%
State
-16.4%
USA
3.7%
🎓 College Educated
14.0%
This area
14.0%
State
-4.1%
USA
33.7%
👤 Median Age
43.1 years
This area
43.1 years
State
4.8 years
USA
38.9 years
🏚️ Vacancy Rate
10.5%
This area
10.5%
State
16.9%
USA
10.5%
👥 Population by Ethnicity
White 85.6%
Other/Mixed 14.4%
Hispanic/Latino 10.9%
👶 Under 18
23.2%
This area
23.2%
USA
22.0%
👴 65 and Over
14.4%
This area
14.4%
USA
17.3%
📊 Poverty Rate
39.0%
This area
39.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 41722

Nearby Schools (1 more)

Schools in adjacent ZIP codes that may serve this area

B+ Above Average

Robinson Elementary School

📚 Pre-K – 08 School
📍 13150 KY HWY 476, Ary
👥
267 Students
👨‍🏫
14.7:1 Class Size
💰
$15,620 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

3 Nearby 1,273 Off-Campus Students
D
Galen College of Nursing-ARH
424 students · 9.9 mi
C+
Hazard Community and Technical College
3,039 students · 12.4 mi
C
Alice Lloyd College
553 students · 13.4 mi

Investor Insight: With 1,273 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How does Ary, KY rate as a rental market?

Yes - Ary, KY a 5.0/5 investability score. With $69K home prices against $783/mo monthly rent, the market delivers a reasonable entry point for new investors.

What is the average monthly rent in Ary, KY?

Rental rates in Ary, KY average $783/mo. Tenant demand and $69K home values make the yield look reasonable by investor standards.

What is the best play in Ary, KY?

A value-add and BRRRR deals strategy Ary, KY best. The market produces consistent results for that approach at the $69K price point.

Can owner-occupants cash flow in Ary, KY?

The an attractive house-hack environment in Ary, KY reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.

Does Ary, KY meet the 1% rule for rental property?

With $783/mo rents against $69K home prices, Ary, KY produces a 1.13% ratio. That is reasonable proximity to the 1% threshold.

You know 41722 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 41722 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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