Real Estate Investing in Hindman, Kentucky (41822)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Knott County • Population: 1,979 • Data updated: September 2026

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Should you buy in 41822 (Hindman, KY)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (63/100)

Mixed — values have been flat. OK for long-horizon buyers, less attractive if you may need to sell soon.

📈 For Investors
MIXED
3.0 / 5 (57/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
5 flags
  • Declining values: -3.8% 5-year CAGR — values have moved lower.
  • Elevated vacancy: 10.5% vacancy may signal weakening demand.
  • 1-year downturn: Values declined 38.0% in the last year.
  • Elevated poverty: 25.5% poverty rate — can affect rent collection.

ⓘ Read the numbers with care

  • Volatile values — home values moved more than 35% in one year; the trend line deserves skepticism.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Hindman, KY (41822)?

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3.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

5.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $86,735
Avg Monthly Rent $783
1% Rule ✗ Does Not Meet
Median Income $33,042
% Renters 29.4%

Market Analysis: 41822 Hindman

From a cash-flow lens, ZIP 41822 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $87K median. It rewards specialists, not generalists.

Rent of $783/mo on a $87K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 41822 sits below the stated 0.0% once reality is priced in.

The gap between 41822 and stronger Hindman ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

The demographic picture in 41822 includes headwinds that any investor should price in. Income distribution skews lower than Hindman averages, and tenant stability requires active management.

Strategy in 41822 is an operator game, not a passive one. Looking more closely, entry prices of $87K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Hindman:

C Below Average
Buy Confidence Score: 50/100
Affordability
20/25
Appreciation
0/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.6× the median income
Value Trend
Declining (-38.0%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $783/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.

Market Trends

Home Value History (with trend line)

$148K$132K$117K$101K$86K$70KFeb 2016May 2021Jul 2026

📊 How Does 41822 Compare?

Metric 41822 Hindman Kentucky
Home Value $86,735 $87,331 $225,788
5-Year CAGR N/A N/A 6.9%
Avg Rent $783 $783 -
Cap Rate 7.0% 7.0% -
💡 Why Invest in 41822? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 41822 (Hindman, KY). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
7.0%
Good
5yr Growth
-3.8%
Declining

📊 Market Snapshot

Home Value $86,735
Monthly Rent $783
Price-to-Rent 9.2:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 10.8%
Cap Rate 7.0%
5-Year IRR 3.2%

📈 Home Appreciation

1-Year -38.0% ▼
3-Year CAGR -12.3% ▼
5-Year CAGR -3.8% ▼
10-Year CAGR +1.2% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Neutral Leverage Cap Rate: 7.0%  |  30yr Rate: 6.8%
Leverage is roughly neutral here.

The current 30-yr mortgage rate (6.8%) is close to the estimated cap rate (7.0%). Financing this market at current rates produces a cash-on-cash return near the cap rate. Appreciation and tax benefits may still support the investment.

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
10.5%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
-3.8%
Declining
Eviction process: Fast Rent control: Favorable

Demographics in 41822

Population: 1,979

💰 Median Household Income
$33,042
This area
$33,042
State
$55,541
USA
$74,580
🏠 Renter Occupied
29.4%
This area
29.4%
State
23.6%
USA
34.0%
💼 Unemployment Rate
0.3%
This area
0.3%
State
-16.4%
USA
3.7%
🎓 College Educated
17.8%
This area
17.8%
State
-4.1%
USA
33.7%
👤 Median Age
41.6 years
This area
41.6 years
State
4.8 years
USA
38.9 years
🏚️ Vacancy Rate
10.5%
This area
10.5%
State
16.9%
USA
10.5%
👥 Population by Ethnicity
White 95.8%
Black/African American 2.6%
Other/Mixed 0.9%
Asian 0.7%
Hispanic/Latino 0.4%
👶 Under 18
25.9%
This area
25.9%
USA
22.0%
👴 65 and Over
26.5%
This area
26.5%
USA
17.3%
📊 Poverty Rate
25.5%
This area
25.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 41822

B Avg School Grade
3 Schools
13.5:1 Avg Class Size
$16,947 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Hindman Elementary School

📚 Pre-K – 08 School
👥
439 Students
👨‍🏫
13.8:1 Class Size
💰
$16,947 Per Student
A Very Good

Knott County Central High School

📚 09 – 12 High School
👥
553 Students
👨‍🏫
13.2:1 Class Size
💰
$16,947 Per Student
C Below Average

Knott County Area Technology Center

📚 08 – 12 High School Limited Data
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

3 Nearby 1,273 Off-Campus Students
C
Alice Lloyd College
553 students · 5.8 mi
C+
Hazard Community and Technical College
3,039 students · 12.3 mi
D
Galen College of Nursing-ARH
424 students · 12.7 mi

Investor Insight: With 1,273 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What are home prices like in Hindman, KY?

Homes in Hindman, KY typically sell near $87K. Prices have moved at a 0.0% 5-year CAGR, which consistent long-term demand.

Does house hacking work in Hindman, KY?

For house hackers, Hindman, KY is a challenging. The $783/mo rent on a unit helps defray the mortgage on a $87K property.

How does Hindman, KY stack up for property investment?

The 3.0/5 investability rating in Hindman, KY reflects its $87K prices and $783/mo rents. Investors generally consider it a solid option within KY.

How landlord-friendly is Hindman, KY?

KY ranks as a landlord-friendly state for landlord-tenant law. Hindman generally follows the statewide framework, so landlords face reasonable operating rules.

Is it easy to find good tenants in Hindman, KY?

Hindman, KY offers a stable renter base at the $783/mo rent level. Tenant turnover is reasonable for well-managed properties.

You know 41822 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 41822 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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