Real Estate Investing in Mousie, Kentucky (41817)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Knott County • Population: 331 • Data updated: September 2026

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Should you buy in 41817 (Mousie, KY)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (61/100)

Mixed — values have been flat. OK for long-horizon buyers, less attractive if you may need to sell soon.

📈 For Investors
STRONG
4.0 / 5 (86/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
3 flags
  • High vacancy: 24.9% of homes vacant — above national norms.
  • Declining values: -8.7% 5-year CAGR — values have moved lower.
  • 1-year downturn: Values declined 45.4% in the last year.

ⓘ Read the numbers with care

  • Volatile values — home values moved more than 35% in one year; the trend line deserves skepticism.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Mousie, KY (41817)?

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4.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

5.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $53,772
Avg Monthly Rent $810
1% Rule ✓ Meets
Median Income $61,131
% Renters 27.2%

Market Analysis: 41817 Mousie

Within Knott County, the 41817 ZIP registers a lower entry point around $54K. Put differently, operators who can improve stock here typically see outsized uplift.

BRRRR works in 41817 because the math supports it. Buy at $54K, rehab, and the refinance step typically recovers capital in a way that flat-yield markets cannot match.

Across KY, value-add opportunity tends to concentrate where housing stock is older and entry prices are below the state median. ZIP 41817 registers both traits clearly.

In practical terms, incomes in 41817 sit below the county median, the tenant pool is deep and the demand for upgraded rental stock consistently outruns supply.

BRRRR is the most natural fit. Buy under $54K, rehab, refinance, and the capital recycles in a way turnkey markets cannot replicate.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Mousie:

C Below Average
Buy Confidence Score: 55/100
Affordability
25/25
Appreciation
0/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 0.9× the median income
Value Trend
Declining (-45.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $810/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.

Market Trends

Home Value History (with trend line)

$106K$94K$83K$72K$61K$50KFeb 2016May 2021Jul 2026

📊 How Does 41817 Compare?

Metric 41817 Mousie Kentucky
Home Value $53,772 $56,139 $225,788
5-Year CAGR N/A N/A 6.9%
Avg Rent $810 $873 -
Cap Rate 11.8% 12.1% -
💡 Why Invest in 41817? Click to expand

This ZIP code meets the 1% rule with rent at $810/mo on homes averaging $53,772 — a strong indicator of cash flow potential.

Our analysis gives this area a 4/5 investability rating, placing it in the top tier for rental property potential.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 41817 (Mousie, KY). Anonymous, moderated, never written by AI.

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Investability
Excellent
Cap Rate
11.8%
Excellent
5yr Growth
-8.7%
Declining

📊 Market Snapshot

Home Value $53,772
Monthly Rent $810
Price-to-Rent 5.5:1
1% Rule ✓ Passes

💰 Return Metrics

Gross Yield 18.1%
Cap Rate 11.8%
5-Year IRR 3.0%

📈 Home Appreciation

1-Year -45.4% ▼
3-Year CAGR -18.0% ▼
5-Year CAGR -8.7% ▼
10-Year CAGR -1.0% ▼

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Positive Leverage Market Cap Rate: 11.8%  |  30yr Rate: 6.8%
Leverage may enhance returns here.

The estimated cap rate (11.8%) exceeds the current 30-yr mortgage rate (6.8%). When borrowing costs less than a property yields, leverage can increase your cash-on-cash return above the cap rate.

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
24.9%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
-8.7%
Declining
Eviction process: Fast Rent control: Favorable

Demographics in 41817

Population: 331

💰 Median Household Income
$61,131
This area
$61,131
State
$55,541
USA
$74,580
🏠 Renter Occupied
27.2%
This area
27.2%
State
23.6%
USA
34.0%
💼 Unemployment Rate
0.6%
This area
0.6%
State
-16.4%
USA
3.7%
🎓 College Educated
17.3%
This area
17.3%
State
-4.1%
USA
33.7%
👤 Median Age
35.8 years
This area
35.8 years
State
4.8 years
USA
38.9 years
🏚️ Vacancy Rate
24.9%
This area
24.9%
State
16.9%
USA
10.5%
👥 Population by Ethnicity
White 100.0%
👶 Under 18
24.4%
This area
24.4%
USA
22.0%
👴 65 and Over
26.8%
This area
26.8%
USA
17.3%
📊 Poverty Rate
4.8%
This area
4.8%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

1 Nearby
C
Alice Lloyd College
553 students · 2.2 mi

Frequently Asked Questions

Does house hacking work in Mousie, KY?

House hacking works an attractive in Mousie, KY. Rents of $810/mo against $54K acquisition make the strategy solid for owner-occupants.

How strong is Mousie, KY for real estate investors?

Mousie, KY rates 4.0/5 for investability. With median values at $54K and rents near $810/mo, the market offers reasonable fundamentals for rental investors.

Is housing expensive in Mousie, KY?

Mousie, KY median home values land near $54K. That is reasonable territory for investors looking at $810/mo-per-month rentals.

Does BRRRR pencil out in Mousie, KY?

Operators BRRRR-ing in Mousie, KY report a strong results. Focus on sub-market acquisition and tight rehab budgets to capture the spread.

Is Mousie, KY a 1% rule market?

The 1% rule in Mousie, KY is reasonable to achieve. Rent-to-price at the median ($810/mo on $54K) lands around 1.51%.

You know 41817 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 41817 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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