Real Estate Investing in Mallie, Kentucky (41836)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 41836 (Mallie, KY)? Our answer, based on the numbers below.
Multiple negative signals. Better options likely exist nearby.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
- High vacancy: 24.0% of homes vacant — above national norms.
- Declining values: -8.9% 5-year CAGR — values have moved lower.
- 1-year downturn: Values declined 39.1% in the last year.
ⓘ Read the numbers with care
- Volatile values — home values moved more than 35% in one year; the trend line deserves skepticism.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Mallie, KY (41836)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 41836 Mallie
The 41836 ZIP in Mallie is not a pristine, turnkey story — it is a value-add map. Stock is older, prices near $64K are approachable, and upside sits in the rehab line.
In 41836, the deal is made on the buy and on the capex. robust entry prices of $64K leave room in the budget for light-to-medium renovation, with rent lift to match.
Across KY, value-add opportunity tends to concentrate where housing stock is older and entry prices are below the state median. ZIP 41836 posts both traits clearly.
Demographically, 41836 is a working ZIP — not a luxury market. That profile is exactly what value-add operators need in order to price their renovated product correctly.
The healthy opportunity in 41836 is buying the worst house on the block, fixing it, and renting it at the top of the local band. That is the strategy, repeated.
Here's what matters if you're considering buying a home in Mallie:
Market Trends
Home Value History (with trend line)
📊 How Does 41836 Compare?
| Metric | 41836 | Mallie | Kentucky |
|---|---|---|---|
| Home Value | $64,300 | $64,300 | $225,788 |
| 5-Year CAGR | N/A | N/A | 6.9% |
| Avg Rent | $1,008 | $1,008 | - |
| Cap Rate | 12.2% | 12.2% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 41836 (Mallie, KY). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $64,300 |
| Monthly Rent | $1,008 |
| Price-to-Rent | 5.3:1 |
| 1% Rule | ✓ Passes |
💰 Return Metrics
| Gross Yield | 18.8% |
| Cap Rate | 12.2% |
| 5-Year IRR | 3.4% |
📈 Home Appreciation
| 1-Year | -39.1% ▼ |
| 3-Year CAGR | -17.3% ▼ |
| 5-Year CAGR | -8.9% ▼ |
| 10-Year CAGR | -0.5% ▼ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The estimated cap rate (12.2%) exceeds the current 30-yr mortgage rate (6.8%). When borrowing costs less than a property yields, leverage can increase your cash-on-cash return above the cap rate.
⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 41836
Population: 1,039
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 41836
Nearby Schools (1 more)
Schools in adjacent ZIP codes that may serve this area
Carr Creek Elementary School
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 1,273 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
How should investors approach Mallie, KY?
Investors usually favor value-add and BRRRR deals in Mallie, KY. With home values at $64K and rents near $1,008/mo, other strategies can work but produce steady rather than outsized returns.
What is the typical rental rate in Mallie, KY?
Rent in Mallie, KY is around $1,008/mo. The resulting rent-to-value relationship with $64K pricing is reasonable for most investor models.
Can owner-occupants cash flow in Mallie, KY?
The house hack math an attractive in Mallie, KY. Owner-occupant buyers benefit from the $1,008/mo rents and $64K home values.
Can you find 1% rule deals in Mallie, KY?
The 1% rule is solid territory for Mallie, KY. Rent-to-price at the median is 1.57%, putting many properties within striking distance.
Should investors consider Mallie, KY?
Yes - Mallie, KY a 4.0/5 investability score. With $64K home prices against $1,008/mo monthly rent, the market delivers a reasonable entry point for new investors.
You know 41836 now. You don’t know where it ranks.
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