Real Estate Investing in Whitesburg, Kentucky (41824)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 41824 (Whitesburg, KY)? Our answer, based on the numbers below.
Multiple negative signals. Better options likely exist nearby.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
- High vacancy: 22.3% of homes vacant — above national norms.
- Declining values: -5.1% 5-year CAGR — values have moved lower.
- 1-year downturn: Values declined 22.2% in the last year.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Whitesburg, KY (41824)?
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Market Analysis: 41824 Whitesburg
The 41824 ZIP in Whitesburg is not a pristine, turnkey story — it is a value-add map. Stock is older, prices near $77K are approachable, and upside sits in the rehab line.
The worth a close look for angle here is forced equity, not market equity. ZIP 41824 rewards investors who can execute on scope, timeline, and tenant turnover.
Comparing Whitesburg submarkets, ZIP 41824 offers an entry cost that most surrounding neighborhoods have moved past. The substantial delta is the opportunity.
The an appealing option for angle on demographics here is renter willingness to pay a premium for renovated product. The 29% rental share provides scale for the strategy.
The impressive opportunity in 41824 is buying the worst house on the block, fixing it, and renting it at the top of the local band. That is the strategy, repeated.
Here's what matters if you're considering buying a home in Whitesburg:
Market Trends
Home Value History (with trend line)
📊 How Does 41824 Compare?
| Metric | 41824 | Whitesburg | Kentucky |
|---|---|---|---|
| Home Value | $77,176 | $81,013 | $225,788 |
| 5-Year CAGR | N/A | N/A | 6.9% |
| Avg Rent | $783 | $783 | - |
| Cap Rate | 7.9% | 7.6% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 41824 (Whitesburg, KY). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $77,176 |
| Monthly Rent | $783 |
| Price-to-Rent | 8.2:1 |
| 1% Rule | ✓ Passes |
💰 Return Metrics
| Gross Yield | 12.2% |
| Cap Rate | 7.9% |
| 5-Year IRR | 2.8% |
📈 Home Appreciation
| 1-Year | -22.2% ▼ |
| 3-Year CAGR | -10.4% ▼ |
| 5-Year CAGR | -5.1% ▼ |
| 10-Year CAGR | -0.1% ▼ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The estimated cap rate (7.9%) exceeds the current 30-yr mortgage rate (6.8%). When borrowing costs less than a property yields, leverage can increase your cash-on-cash return above the cap rate.
⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 41824
Population: 663
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Nearby Colleges & Universities
Frequently Asked Questions
Is Whitesburg, KY a 1% rule market?
The median property in Whitesburg, KY ($77K at $783/mo rent) a 1.01% rent-to-price figure. Pure 1% deals require disciplined offer pricing.
How does Whitesburg, KY rate as a rental market?
Investors tracking Whitesburg, KY will find a 4.0/5 rating supported by $77K median home values and $783/mo rents. That profile suits long-term holders targeting steady returns.
Are homes affordable in Whitesburg, KY?
Expect median prices around $77K in Whitesburg, KY. The market has run at a 0.0% 5-year CAGR, so entry costs have been reliable.
Can owner-occupants cash flow in Whitesburg, KY?
House hacking in Whitesburg, KY is an attractive. With home values around $77K and rents at $783/mo, owner-occupants can offset a meaningful share of PITI.
What do rentals go for in Whitesburg, KY?
Whitesburg, KY rentals go for roughly $783/mo a month. That puts gross yield in solid territory relative to $77K acquisition costs.
You know 41824 now. You don’t know where it ranks.
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